| Value | Category | Cases | |
|---|---|---|---|
| 1 | No need | 16 |
42.1%
|
| 2 | Believed would have been refused | 1 |
2.6%
|
| 3 | Too costly | 4 |
10.5%
|
| 4 | Inadequate collateral | 2 |
5.3%
|
| 5 | Do not like to be in debt | 8 |
21.1%
|
| 6 | Do not know any lender | 2 |
5.3%
|
| 8 | I did not get spouse permission | 0 |
0%
|
| 96 | Other (specify) | 5 |
13.2%
|
| Sysmiss | 2957 |