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Global Financial Inclusion (Global Findex) Database 2021

Ghana, 2021
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Reference ID
GHA_2021_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
DDI/XML JSON
Study website
Created on
Oct 17, 2022
Last modified
Dec 16, 2022
Page views
2403
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214

Has an account at a financial institution (account_fin)

Data file: micro_gha.dta

Overview

Valid: 1000
Invalid: 0
Minimum: 0
Maximum: 1
Type: Discrete
Decimal: 0
Width: 1
Range: 0 - 1
Format: Numeric

Questions and instructions

Categories
Value Category Cases
0 no 548
54.8%
1 yes 452
45.2%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
The data also include an additional 3 percent of respondents in 2021 who reported receiving wages, government transfers, a public sector pension, or payments for agricultural products into an account (excluding mobile money) in the past year; paying utility bills or school fees from a financial institution account in the past year; or receiving wages, government transfers, or agricultural payments to a card in the past year. The definition does not include non-bank financial institutions such as pension funds, retirement accounts, insurance companies, or equity holdings such as stocks. Questions screened for account ownership in the questionnaire do not include these additional 3 percent of respondents.
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