| Value | Category |
|---|---|
| -99 | Refused to answer |
| -88 | Not provided |
| -77 | Not applicable |
| -66 | Do not know |
| -44 | |
| 1 | No need for a loan - establishment has sufficient capital |
| 2 | Application procedures for loans or line of credit are compl |
| 3 | Interest rates are not favorable |
| 4 | Collateral requirements for loans or line of credit are unat |
| 5 | Size of loan and maturity are insufficient |
| 6 | Did not think it would be approved |
| 7 | Other |