Home / Central Data Catalog / RWA_2020_RFS_V01_M
central

FinScope 2020
Financial Inclusion in Rwanda

Rwanda, 2020
Get Microdata
Reference ID
RWA_2020_RFS_v01_M
Producer(s)
Access to Finance Rwanda (AFR)
Metadata
DDI/XML JSON
Study website
Created on
Aug 03, 2023
Last modified
Aug 03, 2023
Page views
13174
Downloads
198

Data file: data-rfs-2020-v01

Cases: 12480
Variables: 1314

Variables

ID
KEY
Household ID
HH_WEIGHT
Household weight
Individuals_Weight
Individual weight
NUMVILL
Sampled village (PSU)
TOTAL_IND
Total Individuals
NUMIND
Member of Household selected
A1
A1. PROVINCE
A2
A2. District
A3
A3. Urban/Rural
B0
B0. Relationship with the Head of HH
B1
B1. Age of respondent
B2
B2. Sex of respondent
B3
B3. Brings money into HH
B4
B4. Eligible or not
B4B
B4B. Reason for none Eligibility
B5
B5. Education
B5A_1
Is respondent available for interview
B5B_1
Does respondent have to be replaced
B5A_2
Is respondent available for interview
B6
B6. Indicate reason for replacement and end the interview
B7
B7. Respondent status
C0
C0. Household size
C1
C1. Respondent is the head of HH
C1A
C1A. Age of head of HH
C1B
C1B. Gender of the head of HH
C1C
C1C. Education completed by the head of HH
C1D
C1D. Head of HH brings money into HH
C1E
C1E. People depending on HH income
C1F
C1F. Relationship to the head of HH
C2
C2. Age of respondent
C3
C3. Sex of respondent
C4A
C4A. Education completed
C4B
C4B. Marital Status
C4C
C4C. Disability
C4D
C4D. Type of Disability
C5A
C5A.Time of skipping meal
C5B
C5B. Time to go without medical treatment/medicine
C5C
C5C. Time not been able to send children to school
C5D
C5D. Time going without cash and make a plan for daily needs
C6A
C6A. Number of rooms
C6B
C6B. Number of rooms used for sleeping
C6C
C6C. People sleeping in this dwelling
C7
C7. Setence describing your situation
C7A
C7A. How did you get the dwelling
C7B1
C7B1. First major source of the money to buy or build the house
C7B2
C7B2. Second major sources of money to buy or build the house
C7C
C7C. Owing money on the dwelling
C7D
C7D. Having a title deed for the land/plot where your dwelling is
C7E
C7E. Owning other dwellings
C8A
C8A. Never move and probably spend whole life in the dwelling
C8B
C8B. Dwelling is something to keep and never sell
C8C
C8C. Plan to sell this dwelling and buy a different one
C8D
C8D. Plan to move out of this dwelling and move to another one
C8E
C8E. Sell dwelling for need of large sum of money
C8F
C8F. Use of dwelling as security when borrowingmoney
C8G
C8G. Dwelling as an investment that increases in value over time
C8H
C8H. Dwelling as asset used to earn money
C8I
C8I. Having enlarged or plan to enlarge dwelling
C8J1
C8J1. Loan from financial institution as source
C8J2
C8J2. Borrow from money lender
C8J3
C8J3. Borrow from savings group, tontine
C8J4
C8J4. Borrowed from employer
C8J5
C8J5. Borrow from family or friends
C8J6
C8J6. Pension pay-out
C8J7
C8J7. Use my or our savings
C9A1
C9A1. Main materials used for the roof
C9A2
C9A2. Main materials used for the walls
C9A3
C9A3. Main materials used for the floor
C9B
C9B. Main source of drinking water for HH members
C10A
C10A. Shared toilet or not
C10B
C10B. Type of toilet facility mostly used
C11A
C11A. Main source of energy used for cooking
C11B
C11B. Main source of lighting
C12_1
C12. Household asset ownership - Owning Hoe, Axe, Sickle/Machete
C12_2
C12. Household asset ownership - Wheelbarrow
C12_3
C12. Household asset ownership - Plough/Ox Plough
C12_4
C12. Household asset ownership - Ox/donkey cart
C12_5
C12. Household asset ownership - Processing equipment
C12_6
C12. Household asset ownership - Radio
C12_7
C12. Household asset ownership - Tape/CD player
C12_8
C12. Household asset ownership - Television
C12_9
C12. Household asset ownership - Bicycle
C12_10
C12. Household asset ownership - Fishing boat / canoe
C12_11
C12. Household asset ownership - Fishing net
C12_12
C12. Household asset ownership - Lounge suit/Sofa
C12_13
C12. Household asset ownership - Beds
C12_14
C12. Household asset ownership - Sewing machine
C12_15
C12. Household asset ownership - Wardrobe
C12_16
C12. Household asset ownership - Motorized Vehicle of any kind
C13A
C13A. Ubudehe category
C13B
C13B. Changing Ubudehe in the past
C13C
C13C. Your category before changing
C13D
C13D. Direct cash transfer received from VUP
C14A1
C14, Technology access/Connectivity - Access to a Cell phone
C14B1
C14, Technology access/Connectivity - Owning cell phone
C14A2
C14, Technology access/Connectivity - Access to a Public phone/Landline
C14B2
C14, Technology access/Connectivity - Owning landline
C14A3
C14, Technology access/Connectivity - Access to Computer
C14B3
C14, Technology access/Connectivity - Owning computer
C14A4
C14, Technology access/Connectivity - Access to internet
C14B4
C14, Technology access/Connectivity - Owning internet
D1B1
D1. Access to infrastructure - Time to get to the nearest Market
D1C1
D1. Access to infrastructure - Main transport mode to get to the nearest Market
D1B2
D1. Access to infrastructure - Time to get to the nearest Cell office
D1C2
D1. Access to infrastructure - Main transport mode to get to the nearest Cell O
D1A3
D1. Access to infrastructure - Distance to get to the nearest Sector office
D1B3
D1. Access to infrastructure - Time to get to the nearest Sector office
D1C3
D1. Access to infrastructure - Main transport mode to get to the nearest Sector
D1B4
D1. Access to infrastructure - Time to get to the nearest School
D1C4
D1. Access to infrastructure - Main transport mode to get to the nearest School
D1B5
D1. Access to infrastructure - Time to get to the nearest Health care facility
D1C5
D1. Access to infrastructure - Main transport mode to get to the nearest Health
D1A7
D1. Access to infrastructure - Distance to get to the nearest U_SACCO
D1B7
D1. Access to infrastructure - Time to get to the nearest U_SACCO
D1C7
D1. Access to infrastructure - Main transport mode to get to the nearest U_SACC
D1A8
D1. Access to infrastructure - Distance to get to the nearest MFI
D1B8
D1. Access to infrastructure - Time to get to the nearest MFI
D1C8
D1. Access to infrastructure - Main transport mode to get to the nearest MFI
D1A10
D1. Access to infrastructure - Distance to get to the nearest Bank branch
D1B10
D1. Access to infrastructure - Time to get to the nearest Bank branch
D1C10
D1. Access to infrastructure - Main transport mode to get to the nearest Bank b
D1A11
D1. Access to infrastructure - Distance to get to the nearest ATM
D1B11
D1. Access to infrastructure - Time to get to the nearest ATM
D1C11
D1. Access to infrastructure - Main transport mode to get to the nearest ATM
D1A13
D1. Access to infrastructure - Distance to get to the nearest Bank agent
D1B13
D1. Access to infrastructure - Time to get to the nearest Mobile van
D1C13
D1. Access to infrastructure - Main transport mode to get to the nearest Bank a
D1A14
D1. Access to infrastructure - Distance to the nearest Mobile money agent
D1B14
D1. Access to infrastructure - Time to the nearest Mobile money agent
D1C14
D1. Access to infrastructure - Main transport mode to the nearest MoM agent
D1A15
D1. Access to infrastructure - Distance to the nearest Insurance branch
D1B15
D1. Access to infrastructure - Time to the nearest Insurance branch
D1C15
D1. Access to infrastructure - Main transport mode to the nearest Insurance bra
E1
E1. Responsible for money mgmt decisions at HH
EF2_1
EF2. Financial products awareness - Saving account at a bank
EF2_2
EF2. Financial products awareness - Loan account from a bank
EF2_3
EF2. Financial products awareness - Cebit card/Bank card
EF2_4
EF2. Financial products awareness - Bank card
EF2_5
EF2. Financial products awareness - Internet banking
EF2_6
EF2. Financial products awareness - Women banking account
EF2_7
EF2. Financial products awareness - MFI
EF2_8
EF2. Financial products awareness - U_SACCOs
EF2_9
EF2. Financial products awareness - MoM
EF2_10
EF2. Financial products awareness - Medical insurance
EF2_11
EF2. Financial products awareness - Life insurance
EF2_12
EF2. Financial products awareness - Micro insurance_Agriculture insurance
EF2_13
EF2. Financial products awareness - Third party insurance
EF2_14
EF2. Financial products awareness - Deposit guarantee fund
EF2_15
EF2. Financial products awareness - Credit Reference Bureau
EF2_16
EF2. Financial products awareness - Don't know
EF3
EF3. Financial behaviour statement - Before you buy something, you carefully con
EF4
EF4. Financial behaviour statement - Paying bills on time
EF5
EF5. Financial behaviour statement - Keeping close personal watch on financial a
EF6
EF6. Financial behaviour statement - Setting long_term financial goals and work
EF7
EF7. Financial behaviour statement - Income not covering living costs
EF8_1
EF8. Coping startegies to make ends meet - Draw money out of savings from bank_M
EF8_2
EF8. Coping startegies to make ends meet - Cut back on spending
EF8_3
EF8. Coping startegies to make ends meet - Sell something that I own
EF8_4
EF8. Coping startegies to make ends meet - Work overtime, earn extra money
EF8_5
EF8. Coping startegies to make ends meet - Borrow food or money from family or f
EF8_6
EF8. Coping startegies to make ends meet - Borrow from employer/salary advance
EF8_7
EF8. Coping startegies to make ends meet - Borrow money from from a bank_MoM_SAC
EF8_8
EF8. Coping startegies to make ends meet - Pawn something that I own
EF8_9
EF8. Coping startegies to make ends meet - Take a loan from my savings and loans
EF8_10
EF8. Coping startegies to make ends meet - Take money out of a flexible home loa
EF8_11
EF8. Coping startegies to make ends meet - Apply for loan/withdrawal on pension
EF8_12
EF8. Coping startegies to make ends meet - Other
EF8_13
EF8. Coping startegies to make ends meet - Not applicable
EF9
EF9. Setting aside emergency or rainy day funds
EF1_1
EF1. Over indebtedness - Have missed more than 2 months debt repymt in the past
EF1_2
EF1. Over indebtedness - Have 4 or more credit commitments
EF1_3
EF1. Over indebtedness - Credit_borrowing commitments are a heavy burden
EF1_4
EF1. Have enough money left for savings after covering all spending needs
EF11
EF11. Financial skills - Friends sharing 20000 Rwf equally
EF12
EF12. Financial skills - Friends waiting for one year to get their share of the
EF13
EF13. Financial skills - Lending 5 000 Rwf to a friend to be given back the nex
E6_1
E6. Financial skills - Comparing options and choose the best one that suits your
E6_2
E6. Financial skills - Knowing what to do when not satisfied with a financial se
E6_3
E6. Financial skills - Confident enough to make a complaint
E6_4
E6. Financial skills - Don not mind being in debt as long as you have what you n
E6_5
E6. Financial skills - Understanding terms and conditions in the contract with a
E7_1
E7. Transparency - Do you feel that the information on financial products or ser
E7_2
E7. Transparency - Taken a financial product/service and later surprised about i
E7_3
E7. Transparency - Were informed of changes to fees or charges of financial prod
E7_4
E7. Transparency - Wsa information provided in a language you understand?
E7_5
E7. Transparency - How was the information communicated to you
E7_6
E7. Transparency - What woul you wished to have been informed on?
E7_7
E7. Transparency - Reason that the information was not understandable
E7_8
E7. Transparency - Do you trust financial services' advertising
E7_9
E7. Transparency - Do you budget for your money
E7_10
E7. Financial Planning - You know the money spent personally in the last 7 days
E7_11
E7. Financial Planning - Do you keep track of money you get and spend
E7_12
E7. Financial Planning - How often you have money left after covering all your s
E7_13_1
E7.13. Financial Planning - Save or keep money for different reasons
E7_13_2
E7.13. Financial Planning - Invest money in business
E7_13_3
E7.13. Financial Planning - Invest money in assets
E7_13_4
E7.13. Financial Planning - Spend money on non_essentials
E7_13_5
E7.13. Financial Planning - Lend it to others
E7_13_6
E7.13. Financial Planning - Repay debts
E7_13_7
E7.13. Financial Planning - Other
E7_14
E7.14 Consumer empowerment - Do you feel that financial institutions treat you f
E7_15
E7.14 Consumer empowerment - Ever been threatened, humiliating by a financial se
E7_16
E7.14 Consumer empowerment - Ever been taken advantage of or misguided by a fina
E7_17
E7.14 Consumer empowerment - Ever been sold a financial product and later realis
E7_18
E7.14 Consumer empowerment - Ever been sold a loan without an assessement of you
EF14
EF14. Meeting goals - Currently trying to achieve a goal that requires a lot of
EF15
EF15. Meeting goals - Main goal that you are currently trying to achieve
EF16.1#1
EF16.1 Meeting goals - Borrowed from a bank or other formal institution
EF16.1#2
EF16.1 Meeting goals - Borrowed from money lender (loan shark)
EF16.1#3
EF16.1 Meeting goals - Borrowed from saving group
EF16.1#4
EF16.1 Meeting goals - Took a loan / advance from my employer
EF16.1#5
EF16.1 Meeting goals - Borrowed from family or friends or community or church or
EF16.1#6
EF16.1 Meeting goals - Took a loan from a shopkeeper
EF16.1#7
EF16.1 Meeting goals - Borrowed from a digital app_based lender e.g. Mokash
EF16.1#8
EF16.1 Meeting goals - Used savings held at a bank or Post Bank or Insurance pro
EF16.1#9
EF16.1 Meeting goals - Used savings from a saving club
EF16.1#10
EF16.1 Meeting goals - Used savings held with friends or family
EF16.1#11
EF16.1 Meeting goals - Used savings held in a secret hiding place
EF16.1#12
EF16.1 Meeting goals - Sold livestock
EF16.1#13
EF16.1 Meeting goals - Sold other assets, not livestock
EF16.1#14
EF16.1 Meeting goals - Got assistance or gift from friends or family or communit
EF16.1#15
EF16.1 Meeting goals - Cut back on expenses or adjust consumption patterns
EF16.1#16
EF16.1 Meeting goals - Got goods or items on credit
EF16.1#17
EF16.1 Meeting goals - Worked more or got additional jobs
EF16.1#18
EF16.1 Meeting goals - Hire purchase
EF16.1#19
EF16.1 Meeting goals - Education insurance
EF16.1#20
EF16.1 Meeting goals - Other
EF16.1#21
EF16.1 Meeting goals - Don't know
EF16.1#22
EF16.1 Meeting goals - Refused to Answer
E16_2
E16.2 Meeting goals - Main device used or are using to pay for archieving the go
QF1_01
QF1. Ever used - Commercial Bank
QF1_02
QF1. Ever used - Microfinance institution
QF1_03
QF1. Ever used - Non-Deposit Taking Lending Financial
QF1_04
QF1. Ever used - Mobile money operator
QF1_05
QF1. Ever used - Umurenge SACCO
QF1_06
QF1. Ever used - Insurance provider
QF1_07
QF1. Ever used - Pension fund administrator
QF1_08
QF1. Ever used - Savings group that you save with or borrow from
QF1_09
QF1. Ever used - Village/community association
QF1_10
QF1. Ever used - None of the above
QF2_01
QF2. Offer at least one of [Savings, money transfers, insurance, credit or inves] - Commercial bank
QF2_02
QF2. Offer at least one of [Savings, money transfers, insurance, credit or inves] - Microfinance institution (non-umurenge)
QF2_03
QF2. Offer at least one of [Savings, money transfers, insurance, credit or inves] - Non-Deposit Taking Lending Financial Institutions (NDFI)
QF2_04
QF2. Offer at least one of [Savings, money transfers, insurance, credit or inves] - Mobile money operator
QF2_05
QF2. Offer at least one of [Savings, money transfers, insurance, credit or inves] - Umurenge SACCO
QF3_01
QF3. Offer digital services - Commercial Bank
QF3_02
QF3. Offer digital services - Microfinance institution
QF3_03
QF3. Offer digital services - Non-Deposit Taking Lending Financial (NDFI)
QF3_04
QF3. Offer digital services - Mobile money operator
QF3_05
QF3. Offer digital services - Umurenge SACCO
QF4_01
QF4. Registered in own name - Commercial Bank
QF4_02
QF4. Registered in own name - Microfinance institution
QF4_03
QF4. Registered in own name - Non-Deposit Taking Lending Financial (NDFI)
QF4_04
QF4. Registered in own name - Mobile money operator
QF4_05
QF4. Registered in own name - Umurenge SACCO
QF4_06
QF4. Registered in own name - Insurance provider
QF4_07
QF4. Registered in own name - Pension fund administrator
QF4_08
QF4. Registered in own name - Savings group that you save with or borrow from
QF4_09
QF4. Registered in own name - Village/community association
QF4_10
QF4. Registered in own name - None of the above
QF5_01
QF5. Currently or sometimes use - Commercial Bank
QF5_02
QF5. Currently or sometimes use - Microfinance institution
QF5_03
QF5. Currently or sometimes use - Non-Deposit Taking Lending Financial (NDFI)
QF5_04
QF5. Currently or sometimes use - Mobile money operatorr
QF5_05
QF5. Currently or sometimes use - Umurenge SACCO
QF5_06
QF5. Currently or sometimes use - Insurance provider
QF5_07
QF5. Currently or sometimes use - Pension fund administrator
QF5_08
QF5. Currently or sometimes use - Savings group that you save with or borrow fro
QF5_09
QF5. Currently or sometimes use - Village/community associationr
QF5_10
QF5. Currently or sometimes use - None of the above
QF601_01
QF6.1. Activities conducted: Deposited or withdrew money - Commercial Bank
QF601_02
QF6.1. Activities conducted: Deposited or withdrew money - Microfinance institutio
QF601_03
QF6.1. Activities conducted: Deposited or withdrew money - Non-Deposit Taking Lend
QF601_04
QF6.1. Activities conducted: Deposited or withdrew money - Mobile money operator
QF601_05
QF6.1. Activities conducted: Deposited or withdrew money - Umurenge SACCO
QF601_06
QF6.1. Activities conducted: Deposited or withdrew money - Insurance provider
QF601_07
QF6.1. Activities conducted: Deposited or withdrew money - Pension fund administra
QF601_08
QF6.1. Activities conducted: Deposited or withdrew money - Savings group that you
QF601_09
QF6.1. Activities conducted: Deposited or withdrew money - Village/community assoc
QF601_10
QF6.1. Activities conducted: Deposited or withdrew money - None of the above
QF602_01
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Commercial Bank
QF602_02
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Microfinance institution
QF602_03
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Non-Deposit Taking Lend
QF602_04
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Mobile money operator
QF602_05
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Umurenge SACCO
QF602_06
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Insurance provider
QF602_07
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Pension fund administration
QF602_08
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Savings group that you save with or borrow from
QF602_09
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_Village/community association
QF602_10
QF6.2. Activities conducted: Bought airtime top-ups or paid a mobile phone bill_None of the above
QF603_01
QF6.3. Activities conducted: Paid school fees_Commercial Bank
QF603_02
QF6.3. Activities conducted: Paid school fees_Microfinance institution
QF603_03
QF6.3. Activities conducted: Paid school fees_Non-Deposit Taking Lending Financial Institution
QF603_04
QF6.3. Activities conducted: Paid school fees_ Mobile money operator
QF603_05
QF6.3. Activities conducted: Paid school fees_Umurenge SACCO
QF603_06
QF6.3. Activities conducted: Paid school fees_Insurance provider
QF603_07
QF6.3. Activities conducted: Paid school fees_Pension fund administrator
QF603_08
QF6.3. Activities conducted: Paid school fees_Savings group that you save with or borrow from
QF603_09
QF6.3. Activities conducted: Paid school fees_Village/community association
Total: 1314
Back to Catalog