| Value | Category | Cases | |
|---|---|---|---|
| 1 | Not necessary to take loan | 1349 |
41.3%
|
| 2 | Prohibted to take loan | 98 |
3%
|
| 3 | No credit service supply | 380 |
11.6%
|
| 4 | No asking to take loan | 147 |
4.5%
|
| 5 | Don't have collateral assets | 62 |
1.9%
|
| 6 | Feering to miss the collateral asset | 41 |
1.3%
|
| 7 | Thinking unable to pay back the loan | 641 |
19.6%
|
| 8 | High interest rate | 136 |
4.2%
|
| 9 | Others | 413 |
12.6%
|
| Sysmiss | 2683 |