Literal question
Why doesn't any HH member have a bank account?
1=Bank at great distance, 2=Inconvenient banking hours, 3=Can't afford (service fees, etc.), 4=Insufficient financial products (the bank does not have the type of account the householder needs), 5=Doesn't trust banks, 6=No money left after covering expenses, 7=No income, 8=No ID document, 9=Doesn't know how banks work, 10=Doesn't know where to apply, 11=Doesn't know how to apply, 12=Doesn't know the benefits, -66=-66 (refuse to answer) and -99=-99 (don't know)
