| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 10 |
3.3%
|
| 1 | No need for a loan - establishment had sufficient capital | 107 |
35.2%
|
| 2 | Application procedures were complex | 35 |
11.5%
|
| 3 | Interest rates were not favorable | 23 |
7.6%
|
| 4 | Collateral requirements were too high | 26 |
8.6%
|
| 5 | Size of loan and maturity were insufficient | 3 |
1%
|
| 6 | Did not think it would be approved | 90 |
29.6%
|
| 7 | Other | 10 |
3.3%
|
| Sysmiss | 61 |