| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 11 |
1%
|
| 1 | No need for a loan - establishment had sufficient capital | 568 |
53.3%
|
| 2 | Application procedures were complex | 12 |
1.1%
|
| 3 | Interest rates were not favorable | 266 |
25%
|
| 4 | Collateral requirements were too high | 16 |
1.5%
|
| 5 | Size of loan and maturity were insufficient | 7 |
0.7%
|
| 6 | Did not think it would be approved | 8 |
0.8%
|
| 7 | Other | 178 |
16.7%
|
| Sysmiss | 350 |