Literal question
<span class="h2">Housing</span></p>
<p><span class="em">Please answer the following questions about the house, apartment, or mobile home at the address on the mailing label.</span></p>
<p><span class="h3">C. Answer questions 19-23 if you or any member of this household owns or is buying this house, apartment, or mobile home. Otherwise, skip to E.</span></p>
<p>22d. Does the regular monthly mortgage payment include payments for fire, hazard, or flood insurance on this property?</p>
<div class="i1">[] Yes, insurance included in mortgage payment<br />[] No, insurance paid separately or no insurance</div>