The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Malawi, 2024

Get Microdata

Reference ID

MWI_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Main reason for only using cash for in-store merchant payments (fin25e4)

Data file: Findex_Microdata_2025_updateMalawi

Overview

Valid: 458

Invalid: 542

Minimum: 1

Maximum: 5

Type: Discrete

Decimal: 0

Width: 56

Range: 1 - 5

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
1	Because the merchant(s) only accepts cash	95	20.7%
2	Because it's more expensive to pay using a card or phone	28	6.1%
3	Because you don't trust payments using a card or phone	15	3.3%
4	Because you're used to paying by cash	317	69.2%
5	Some other reason	3	0.7%
6	Don't know	0	0%
7	Refused	0	0%
Sysmiss		542

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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