The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Montenegro, 2024

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Reference ID

MNE_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Received money from the government into a bank account (fin39a)

Data file: Findex_Microdata_2025_updateMontenegro

Overview

Valid: 322

Invalid: 678

Minimum: 1

Maximum: 3

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 3

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, have you received this money from the government in any of the following ways? You received payments directly into an account at a bank or similar financial institution

Categories

Value	Category	Cases
1	Yes	209	64.9%
2	No	112	34.8%
3	Don't know	1	0.3%
4	Refused	0	0%
Sysmiss		678

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin37 or Fin38 = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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