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The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Montenegro, 2024
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Reference ID
MNE_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Documentation in PDF DDI/XML JSON
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Created on
Jan 05, 2026
Last modified
Jan 05, 2026

Greatest financial worry (fin45)

Data file: Findex_Microdata_2025_updateMontenegro

Overview

Valid: 1000
Invalid: 0
Minimum: 1
Maximum: 8
Type: Discrete
Decimal: 0
Width: 58
Range: 1 - 8
Format: Numeric

Questions and instructions

Literal question
Which of the following financial issues are you MOST worried about? Please choose only one option. Are you most worried about not having enough money…? 1. For your old age 2. For your business 3. For medical costs in case of a serious illness or accident 4.For monthly expenses, such as food, housing, or bills 5. For school or education fees 6. Some other reason
Categories
Value Category Cases
1 For their old age 192
19.2%
2 For their business 57
5.7%
3 For medical costs in case of a serious illness or accident 305
30.5%
4 For monthly expenses, such as food, housing, or bills 261
26.1%
5 For school or education fees 72
7.2%
6 Some other reason 15
1.5%
7 Don't know 89
8.9%
8 Refused 9
0.9%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.
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