The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Zambia, 2024

Get Microdata

Reference ID

ZMB_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Sent a text message (con16)

Data file: Findex_Microdata_2025_updateZambia

Overview

Valid: 727

Invalid: 273

Minimum: 1

Maximum: 2

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 2

Format: Numeric

Questions and instructions

Literal question

Have you ever sent a text message on a mobile phone? This can include an SMS or text message or a message sent through a messaging app like WhatsApp.

Categories

Value	Category	Cases
1	Yes	670	92.2%
2	No	57	7.8%
8	Don't know	0	0%
9	Refused	0	0%
Sysmiss		273

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Con14 = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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