Literal question
What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2005/6?
No need for a loan - establishment has sufficient capital
Application procedures for loans or lines of credit are complex
Interest rates are not favorable
Collateral requirements are too high
Size of loan and maturity are insufficient
It is necessary to make informal payments to get bank loans
Did not think it would be approved
Other
Question post text
If answer is 1 or 2 or 3 or 4 or 5 or 6 or 7 or 8 then GO TO QUESTION K.21