| Value | Category |
|---|---|
| -5 | other |
| -4 | missing data |
| -3 | refused to answer |
| -2 | not applicable |
| -1 | do not know |
| 1 | relative or friend |
| 2 | government agency |
| 3 | landlord |
| 4 | bank and building society |
| 5 | mfi/non-governmental org (ngo) |
| 6 | money lender (mashonisa) |
| 7 | stockvel |
| 8 | burial services |
| 9 | employer |
| 10 | hire purchase |
| 11 | shopkeeper credit |
| 12 | clothing account |
| 13 | other |