| Value | Category | 
                                    
                    
                        | 1 | Still in grace period | 
                                    
                    
                        | 2 | Poor harvest because of environmental reasons, including drought | 
                                    
                    
                        | 3 | Poor harvest because of market prices | 
                                    
                    
                        | 4 | Animal disease or death | 
                                    
                    
                        | 5 | Using loan for other purposes | 
                                    
                    
                        | 6 | Loan duration is short | 
                                    
                    
                        | 7 | Have not sold livestock; animal kept for farming | 
                                    
                    
                        | 8 | Loan forgiven by KDC | 
                                    
                    
                        | 9 | Borrower migrated | 
                                    
                    
                        | 10 | Borrower deceased | 
                                    
                    
                        | 11 | Paying other loans | 
                                    
                    
                        | 12 | Other | 
                                    
                    
                        | 13 | The due date is not over | 
                                    
                    
                        | 14 | Business crises | 
                                    
                    
                        | 15 | Have no money | 
                                    
                    
                        | 999 | Missing | 
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.