Literal question
Interviewer Instruction: Ask questions H25 through H29, if this is a one-family house, a condominium, or a mobile home that someone in this household owns or is buying; otherwise, go to H30.
H27d. Does your regular monthly mortgage payment include payments for fire, hazard, or flood insurance on this property?
[] 1 Yes, insurance included in payment
[] 2 No, insurance paid separately or no insurance