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    Home / Central Data Catalog / PRT_2001_PHC_V01_M_V7.5_A_IPUMS / variable [H]
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XIV Recenseamento Geral da População e IV Recenseamento Geral da Habitação - IPUMS Subset

Portugal, 2001
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Reference ID
PRT_2001_PHC_v01_M_v7.5_A_IPUMS
Producer(s)
Portugal Instituto Nacional de Estatística (INE), IPUMS
Metadata
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Created on
Dec 22, 2014
Last modified
Sep 03, 2025
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  • PRT2001_PHC-H-H.dat
  • PRT2001_PHC-P-H.dat

Mortgage (PT2001A_MORTGAGE)

Data file: PRT2001_PHC-H-H.dat

Overview

Type: Discrete
Decimal: 0
Start: 156
End: 156
Width: 1
Range: -
Format: Numeric

Questions and instructions

Literal question
<svar v="PT01A034 PT01A035 PT01A036 PT01A037 PT01A038 PT01A040 PT01A039 PT01A041 PT01A033 PT01A031 PT01A032">[Questions 4-18 were asked of persons living in housing units as the place of their usual residence, according to question 3]<br /></svar></p>

<p><svar v="PT01A039 PT01A041 PT01A033 PT01A031 PT01A032">[Questions 11-18 were asked of persons living in a conventional dwelling as the place of their usual residence, according to questions 2, 3]<br /></svar></p>

<p><span class="em">Questions 13 and 14 are only for owner-occupied dwellings. If no household member is owner of the dwelling go to question 15.</span></p>

<p>13. Do you have a mortgage or loan resulting from the purchase of this dwelling:</p>
<div class="i1">[Question 13 was asked of persons living in a conventional dwelling as the place of their usual residence and owning it, according to questions 2, 3.]<br /><br />[] 1 Yes<br />[] 3 No - end questionnaire here</div><svar a="all" v="PT01A033 PT01A031 PT01A032"><span class="em">Question 13 - Do you have mortgage or loan resulting from the purchase of this dwelling ?</span><br /><div class="i1">The owner-occupier of the dwelling pays financial charges resulting from the purchase of the dwelling, when:</div><br /><div class="i2">The dwelling is built for purchase and is acquired through a welfare fund or other institution, a situation whereby individuals have the right to occupy the dwelling by virtue of a sum paid over a certain period of time, usually fifteen to twenty years, at the end of which they become the owners of the dwelling;<br /><br />The dwelling is the property of people who occupy it and purchased it through a bank loan or other financial arrangements not completely paid; here the individual immediately becomes the owner of the dwelling, although the dwelling is generally mortgaged as collateral for the loan, with the financial charges consisting of the payment of principal and interest due. Thus, the monthly payment will include the repayment of principal and interest due.</div><br /><div class="i1">Any other type of housing charges, such as charges on home improvement loans should <span class="em">Not</span> be considered.<br /><br />Tick "No" if the dwelling is free from encumbrance or charges, regardless of how the owner acquired it (purchase, inheritance or other).<br /><br />This charge must refer to the month immediately preceding the census moment.</div><br /></svar>
Categories
Value Category
1 Have a mortgage or loan resulting from the purchase of this dwelling
2 Does not have a mortgage or loan resulting from the purchase of this dwelling
9 NIU (not in universe)
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
<svar v="PT01A031 PT01A032 PT01A033"><div class="i1"><span class="em">Note:</span> The following 13 and 14 questions should only be answered by the proprietary or co-proprietary of the dwellings.</div><br /></svar></p>

<p><svar a="PT01A033" v="PT01A031 PT01A032 PT01A033"><div class="i1"><span class="em">Question 13 - Do you have a mortgage or loan resulting from the purchase of this dwelling</span></div><br /><div class="i2">Yes or no answer.<br />We understand that one of the occupants is proprietary of the dwelling and has financial obligations with the mortgage or loan of this dwelling when the financial obligations are in respect to the acquisition of the dwelling only and not related to works of any kind done within.<br />The modality "No" is used only when the dwelling, no matter the way of acquisition, is completely paid for.</div><br /></svar>

Description

Definition
This variable indicates if the mortgage for the dwelling has been paid.
Universe
Portugal 2001: Private households in usual residence in conventional dwellings owned by its occupants [discrepancies: none]

concept

Concept
var_concept.title Vocabulary
Household Economic Variables -- HOUSEHOLD IPUMS
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