Literal question
H4. Is this house or apartment--
[] Owned by you or someone in this household with a mortgage or loan?
[] Owned by you or someone in this household free and clear (without a mortgage)?
[] Rented for cash rent?
[] Occupied without payment of cash rent?
[Housing is owned if the owner or co-owner lives in it. Mark owned by you or someone in this household with a mortgage or loan if the house, apartment, or mobile home is mortgaged or there is a contract to purchase. Mark owned by you or someone in this household free and clear (without a mortgage) if there is no mortgage or other debt. If the house, apartment, or mobile home is owned but the land is rented, mark this question to show the status of the house, apartment, or mobile home. Mark rented for cash rent if any money rent is paid, even if the rent is paid by persons who are not members of your household, or by a federal, state, or local government agency. Mark occupied without payment of cash rent if the unit is not owned or being bought by the occupants and if money rent is not paid or contracted. The unit may be owned by friends or relatives who live elsewhere and who allow occupancy without charge. A house or apartment may be provided as part of wages or salary. Examples are: caretaker's or janitor's house or apartment; parsonages; tenant farmer or sharecropper houses for which the occupants do not pay cash rent; or military housing.]
H23a. Do you have a mortgage, deed of trust, contract to purchase, or similar debt on this property?
[] Yes, mortgage, deed of trust, or similar debt -- [Go on to question H23b]
[] Yes, contract to purchase -- [Go on to question H23b]
[] No -- [Go on to question H24a]
[The word mortgage is used as a general term to indicate all types of loans that are secured by real estate.]