| Value |
Category |
| 1 |
do not need loans |
| 2 |
application procedures for bank loans are too burdensome |
| 3 |
collateral requirements of bank loans are too strict |
| 4 |
interest rates are too high |
| 5 |
it is necessary to have contacts or give informal payments |
| 6 |
did not think that it would be approved |
| 7 |
it could create complications with tax administration |
| 8 |
did not want to deal in interest rates |
| 96 |
other (specify) |
| Sysmiss |
|
