| Value |
Category |
| 1 |
Have sufficient internal liquidity |
| 2 |
Have other sources than can provide my financing needs |
| 3 |
Do not believe in interest based borrowing |
| 4 |
Application procedures for bank loans are too burdensome |
| 5 |
Collateral requirements of bank loans are too strict |
| 6 |
Interest rates are too high |
| 7 |
It is necessary to have contacts or give informal payments t |
| 8 |
Did not think that it would be approved |
| 9 |
Bank requires mortgage |
| 10 |
Have overdraft facilities |
| 11 |
Don`t want to be under liquidity squeeze pressure |
| 12 |
(Recode 9) |
| 13 |
(Recode 6) |
| 14 |
(Recode 17) |
| 15 |
Lack of investment |
| 16 |
Business environment not encouraging |
| 17 |
No stability in the country |
| 95 |
Refused |
| 97 |
Do not know |
| 999 |
N/A |
| Sysmiss |
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.