| Value | Category | 
|---|---|
| -9 | Don't know (SPONTANEOUS) | 
| 1 | Because I did not apply for a loan or line of credit | 
| 2 | Because the last application for a loan or line of credit was turned down | 
| 3 | Because the approval of the application for a loan or line of credit is still pending | 
| Sysmiss |