| Value | 
                    Category | 
                                                                            
                                    
                    
                        | AM ALWAYS BUSY SO I SEND SOMEONE TO TRANSACT FOR ME | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | AM NOT REGISTERED | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | BECAUSE I DON'T HAVE A PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | DON'T HAVE APHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Don't know | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | HAVE NO SIM CARDS | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DNT HAVE A PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DO NOT HAVE A PHONE &MOBILE MONEY ACCOUNT | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DO NOT HAVE A PHONE AND SIMCARD | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DO NOT HAVE PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DON'T HAVE A MOBILE PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DON'T HAVE A MOBILE PHONE YET | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DON'T HAVE A PHONE TO OPEN UP MOBILE MONEY | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DON'T HAVE PEOPLE TO SEND TO OR RECEIVE MONEY FROM,I DON'T HAVE A MOBILE PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DONT HAVE A PHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DONT HAVE APHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I am not yet registered | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I can save through other means | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I do not have a mobile phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't have a personal SIM card and a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't have anyone to send money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't own a phone. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I dont have a mobile phone neither do i have a sim card | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I fear looking my phone with money on | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have never done the registration | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have never registered my sim card. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have never thought about using the services. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have no phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have no phone and also money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I haven't registered my SIM | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I never thought about it. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I not have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | IAM LACKING APHONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Iam Blind and I have never thought of it | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | MY PHONE GOT SPOILT. BEFORE REGISITERINGT | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | My phone got sploit | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | No body far to send money too | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | No one sends money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | No one to Send me money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | No specific Reason | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | She does't have Fone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | THEY CHARGE TO REGISTER ON MOBILE MONEY | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | There is no one whom i can send money to as per now | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Uses husband's mobile money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | am not registered | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | because am not registered | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | didn't think about | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | difference in having the mobile money accounts with the people i know. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | do not have money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | doesn't have A phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | doesn't have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | dont Have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | dont have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | dont have aphone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | dont have enough money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | has never thought of it | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | have no phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | havent got interest in using it yet | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | he has no phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | he has not yet registered his sim card, that's the reason | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | he has not yet registered on mobile money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i do not have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i do not own a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't have a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't have a phone and i don't. earn alot | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't have a phone yet | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't have a phone. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't have aphone and i don't know how to use their services | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't hv a phone | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i have no phone and no sim card | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i have not registered for the service | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | my line is new | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | neva thought about it | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | no one to send money to me | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | people who send me money are always near me | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | someone at home has it | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | someone does it on my behalf | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | someone told me they will always deduct your money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.