| Value | 
                    Category | 
                                                                            
                                    
                    
                        | Donot borrow  money from bank | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I DON'T DEAL WITH BORROWING | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I can not borrow money at all | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I do not borrow money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't borrow | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I don't like borrowing | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I have never thought of borrowing money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | I wouldnt dare borrow any money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | If he or she is a person i know and trust | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | NONE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | NOTHING | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | None | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | None, l don't want to hear any thing like a loan. | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Not interested in loans | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Paying School fees | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Security | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | Time line in paying back the loan | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | a loan with no interest rate | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | availability of money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | availability of the money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | he can not though he trusts them | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't get loan | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | i don't want to borrow | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | idont Want to borrow | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | if someone has the money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | if someone. has money | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | never borrows | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | none | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | none of the above | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | security | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | the size of grace period | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | to start up a business | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | when i am sure that i know where i will get the money from to pay back | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.