| Value | Category |
|---|---|
| 1 | Did not have a down payment |
| 2 | Did not have a payslip |
| 3 | Did not have security/collateral |
| 4 | Income was too low |
| 5 | Had too many other debts |
| 6 | Loan officer asked for a bribe and I didn?t pay the bribe |
| 7 | Don?t know |
| 8 | Other, (Specify) |
| Sysmiss |