FinScope 2005, Financial Inclusion

Zambia, 2005

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Reference ID

ZMB_2005_FSDZ_v01_M

Producer(s)

Finmark Trust

Metadata

DDI/XML JSON

Created on

Dec 05, 2019

Last modified

Dec 05, 2019

Page views

17807

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535

Data file: Zambia Finscope 2005 v1.0 Stata11

The 2005 FinScope survey data

Cases:	3998
Variables:	902

Variables

Q54_19

Savings product with an insurance company

Q55

Are you able to save regularly?

Q56

Frequency of putting money away

Q57_1

Factors considered when thinking about where to keep your savings - 1

Q57_2

Factors considered when thinking about where to keep your savings - 2

Q57_3

Factors considered when thinking about where to keep your savings - 3

Q57_4

Factors considered when thinking about where to keep your savings - 4

Q57_5

Factors considered when thinking about where to keep your savings - 5

Q57_6

Factors considered when thinking about where to keep your savings - 6

Q57_7

Factors considered when thinking about where to keep your savings - 7

Q57_8

Factors considered when thinking about where to keep your savings - 8

Q57_9

Factors considered when thinking about where to keep your savings - 9

Q57_10

Factors considered when thinking about where to keep your savings - 10

Q57_11

Factors considered when thinking about where to keep your savings - 11

Q57_12

Factors considered when thinking about where to keep your savings - 12

Q58_1

Factors considered when deciding to keep money - 1

Q58_2

Factors considered when deciding to keep money - 2

Q58_3

Factors considered when deciding to keep money - 3

Q58_4

Factors considered when deciding to keep money - 4

Q58_5

Factors considered when deciding to keep money - 5

Q58_6

Factors considered when deciding to keep money - 6

Q58_7

Factors considered when deciding to keep money - 7

Q58_8

Factors considered when deciding to keep money - 8

Q58_9

Factors considered when deciding to keep money - 9

Q58_10

Factors considered when deciding to keep money - 10

Q58_11

Factors considered when deciding to keep money - 11

Q58_12

Factors considered when deciding to keep money - 12

Q59_1

Motor Vehicle Insurance

Q59_2

Travel Insurance

Q59_3

Domestic / Houshold Insurance

Q59_4

Funeral Insurance

Q59_5

All Risks Insurance

Q59_6

Medical Insurance

Q59_7

Health Cover (Doctor)

Q59_8

Agricultural Insurance

Q59_9

Q59_10

Personal Injury / Accident Insurance

Q59_11

Property Insurance

Q59_12

Money Insurance

Q59_13

Pension / NAPSA

Q60_1

Insurance Company - 1

Q60_2

Insurance Company - 2

Q60_3

Insurance Company - 3

Q61

Main employment status

Q62

Other means of generating income

Q63_1

Other income activity - 1

Q63_2

Other income activity - 2

Q64

Agree that you have your own business

Q65

Number of businesses

Q66

Is your business activity registered

Q67

Make all or most of the decisions

Q68

Part-time or full-time employees

Q69

Number of employees

Q70

Do you pay employees in cash, in kind, or both?

Q71_1

Payment method - 1

Q71_2

Payment method - 2

Q72_1

Pay service providers/suppliers - 1

Q72_2

Pay service providers/suppliers - 2

Q72_3

Pay service providers/suppliers - 3

Q73_1

Keep cash to run the business - 1

Q73_2

Keep cash to run the business - 2

Q73_3

Keep cash to run the business - 3

Q74

Separate bank account

Q75_1

Bank for business activity - 1

Q75_2

Bank for business activity - 2

Q75_3

Bank for business activity - 3

Q76_1

Manage with unexpected event - 1

Q76_2

Manage with unexpected event - 2

Q76_3

Manage with unexpected event - 3

Q76_4

Manage with unexpected event - 4

Q76_5

Manage with unexpected event - 5

Q76_6

Manage with unexpected event - 6

Q77_1

Financing the start-up of your business - 1

Q77_2

Financing the start-up of your business - 2

Q77_3

Financing the start-up of your business - 3

Q78

Why you did not start up your business with a loan...

Q79_1

Reason for not applying for a loan - 1

Q79_2

Reason for not applying for a loan - 2

Q79_3

Reason for not applying for a loan - 3

Q79_4

Reason for not applying for a loan - 4

Q79_5

Reason for not applying for a loan - 5

Q79_6

Reason for not applying for a loan - 6

Q79_7

Reason for not applying for a loan - 7

Q79_8

Reason for not applying for a loan - 8

Q79_9

Reason for not applying for a loan - 9

Q79_10

Reason for not applying for a loan - 10

Q79_11

Reason for not applying for a loan - 10

Q80

Belong to Savings Clubs/Chilimbas

Q81

Number of clubs

Q82a

Frequency of contribution

Q83a1

Average amount of contribution (EXACT AMOUNT)

Q83a2

Average amount of contribution (RANGE)

Q84a

Frequency of receiving funds

Q85a

Number of members

Q82b

Frequency of contribution

Q83b1

Average amount of contribution (EXACT AMOUNT)

Q83b2

Average amount of contribution (RANGE)

Q84b

Frequency of receiving funds

Q85b

Number of members

Q82c

Frequency of contribution

Q83c1

Average amount of contribution (EXACT AMOUNT)

Q83c2

Average amount of contribution (RANGE)

Q84c

Frequency of receiving funds

Q85c

Number of members

Q86_1

Reason for joining a savings club/chilimba - 1

Q86_2

Reason for joining a savings club/chilimba - 2

Q86_3

Reason for joining a savings club/chilimba - 3

Q86_4

Reason for joining a savings club/chilimba - 4

Q87_1

Experience with savings club/chilimba - 1

Q87_2

Experience with savings club/chilimba - 2

Q87_3

Experience with savings club/chilimba - 3

Q88_1

Savings Club/Chilimba keeps money - 1

Q88_2

Savings Club/Chilimba keeps money - 2

Q89

Provisions to cover funeral expenses

Q90_1

Q90_2

Q90_3

Q91_1

Funeral cost of member of family - 1

Q91_2

Funeral cost of member of family - 2

Q91_3

Funeral cost of member of family - 3

Q91_4

Funeral cost of member of family - 4

Q91_5

Funeral cost of member of family - 5

Q91_6

Funeral cost of member of family - 6

Q91_7

Funeral cost of member of family - 7

Q91_8

Funeral cost of member of family - 8

Q92_1

You try to save regularly

Q92_2

You do not like carrying cash

Q92_3

People often ask your advice on financial matters

Q92_4

You hate owing money to anyone

Q92_5

When you make financial decisions, you like to get advice from family / friends

Q92_6

Having a bank account makes it easier to get credit

Q92_7

To get ahead in life, one needs to take some risks

Q92_8

You are worried that you won't have enough money for old age

Q92_9

You prefer to save where your money is safe, even if the interest rate or return

Q92_10

You usually read the finance pages in newspapers and magazines

Q92_11

You are saving for something specific, such as a car, a holiday, an appliance or

Q92_12

You move your money around to get the most growth

Q92_13

You have a good idea of what interest / returns you get on the money you save

Q92_14

You are prepared to put your money into accounts with higher interest rates, eve

Q92_15

You go without basic things so that you can save

Q92_16

When making financial decisions, you like to get advice from a financial broker

Q92_17

For you, using a credit card is just an easier way to pay for things

Q92_18

You know quite a bit about money and finances

Q92_19

You tend to take most of your money out of your bank account as soon as you get

Q92_20

It is very hard to get a loan from most places these days

Q92_21

You avoid banking machines such as ATMs / Cashpoints as much as possible

Q92_22

Without credit / taking a loan, you would not be able to feed your family

Q92_23

You work to a budget

Q92_24

You consider yourself to be an entrepreneur

Q92_25

You consider yourself to be a business man / woman

Q92_26

When buying on credit it ends up being more expensive than you thought it was

Q93_1

Have access to now - 1

Q93_2

Have access to now - 2

Q93_3

Have access to now - 3

Q93_4

Have access to now - 4

Q93_5

Have access to now - 5

Q93_6

Have access to now - 6

Q93_7

Have access to now - 7

Q93_8

Have access to now - 8

Q93_9

Have access to now - 9

Q93_10

Have access to now - 10

Q93_11

Have access to now - 11

Q93_12

Have access to now - 12

Q94_1

Regularly use - 1

Q94_2

Regularly use - 2

Q94_3

Regularly use - 3

Q94_4

Regularly use - 4

Q94_5

Regularly use - 5

Q94_6

Regularly use - 6

Q94_7

Regularly use - 7

Q94_8

Regularly use - 8

Q94_9

Regularly use - 9

Q94_10

Regularly use - 10

Q94_11

Regularly use - 11

Q94_12

Regularly use - 12

Q95

Do you personally own a...

Q96_1

Payment for grocery shopping - 1

Q96_2

Payment for grocery shopping - 2

Q96_3

Payment for grocery shopping - 3

Q96_4

Payment for grocery shopping - 4

Q96_5

Payment for grocery shopping - 5

Q97_1

Q97_2

Q97_3

Q97_4

Q97_5

Q97_6

Q97_7

Q97_8

Q97_9

Q97_10

Q97_11

Q97_12

Q97_13

Q97_14

Q97_15

Q97_16

Q97_17

Q97_18

Q97_19

Q97_20

Q97_21

Q98_1

Household facility - 1

Q98_2

Household facility - 2

Q98_3

Household facility - 3

Q98_4

Household facility - 4

Q98_5

Household facility - 5

Q98_6

Household facility - 6

Q98_7

Household facility - 7

Q98_8

Household facility - 8

Q98_9

Household facility - 9

Q98_10

Household facility - 10

Q99

Means of getting to food and grocery store

Q100

Time to get to the nearest food

Q101_1

I have rather a boring life

Q101_2

I get very little or no physical exercise

Q101_3

I do not drink alcoholic drinks at all, or only very seldom

Q101_4

So far I am satisfied with what I have achieved in my life

Q101_5

I feel like my life is emotionally empty

Q101_6

I do not feel really well most of the time

Q101_7

I feel I am a failure

Q101_8

I consider myself physically fit

Q101_9

Q101_10

I feel alive and energetic

Q101_11

I can't afford to eat the correct kinds of foods

Q101_12

I do not think people think much of me or respect me much

Q101_13

Generally I am a happy and cheerful person

Q101_14

I only drink one, at most two, alcoholic drinks a day

Q101_15

I feel anxious, tense and a sense of panic

Q101_16

I do not know very many people

Q101_17

People very seldom ask me for advice

Q101_18

I have a varied life with lots of different activities

Q101_19

I do not feel I really belong - I want to be more accepted

Q101_20

Sometimes I feel quite frightened

Q101_21

I often drink three or more alcoholic drinks a day

Q101_22

I regard myself as a spiritual person

Q101_23

I do not really have a close relationship with anyone

Q101_24

I have many dreams in life but will never achieve them

Q101_25

I feel well and in good health

Q101_26

I often feel calm or serene

Q101_27

I experience feelings of depression or hopelessness

Q101_28

I have family and friends to turn to whenever I need them

Q101_29

My life has meaning and purpose

Q101_30

I have enough leisure time to be happy

Q102

FEEL ABOUT YOUR LIFE

Q103

Main income earner

Q104

Head of household

Q104b

Relationship to head of household

Q105

Number of income earners

Q106_1

Regular sources of income of other members - 1

Q106_2

Regular sources of income of other members - 2

Q106_3

Regular sources of income of other members - 3

Q106_4

Regular sources of income of other members - 4

Q106_5

Regular sources of income of other members - 5

Q106_6

Regular sources of income of other members - 6

Q107

Q108

Highest level of education

Q109

Type of accomodation

Q110

Ownership of property

Q111_1

Acquisition of property - 1

Q111_2

Acquisition of property - 2

Q111_3

Acquisition of property - 3

Q112

Tradeable asset

Q113

Fully paid off property

Q114

Have Title Deeds for property

Q115_1

Q115_2

Q115_3

Q115_4

Q115_5

Q115_6

Q116_1

Q116_2

Q116_3

Q116_4

Q116_5

Q116_6

Q117_1

Q117_2

Q117_3

Q117_4

Q117_5

Q117_6

Q118

Main source of energy/fuel

Q119

Access to a PO Box

Q120_1

Q120_2

Q120_3

Q120_4

Q120_5

Q120_6

Q120_7

Q120_8

Q120_9

Q120_10

Q121

Interest in financial matters

Q122

Follow what is written / said about financial matters

Q123

Word used to describe increase in prices

Q124

Total monthly personal income

Q125

Total monthly household income

Total: 902

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