Value | Category | Cases | |
---|---|---|---|
1 | Get the loan / money as soon as possible | 0 |
0%
|
2 | Low interest rate | 0 |
0%
|
3 | Repayment period | 236 |
17.3%
|
4 | Affordable monthly instalments / repayments | 322 |
23.6%
|
5 | Flexibility of repayments | 254 |
18.6%
|
6 | No credit checking | 44 |
3.2%
|
7 | No proof of employment required | 69 |
5.1%
|
8 | Trustworthiness of loan provider | 140 |
10.3%
|
9 | Easy access to loan provider | 102 |
7.5%
|
10 | Familiarity with loan provider | 114 |
8.4%
|
11 | Quality of service provided | 36 |
2.6%
|
12 | Past experience with the service provider | 32 |
2.3%
|
13 | Amount of loan provided | 5 |
0.4%
|
14 | Service provider is understanding | 3 |
0.2%
|
15 | Recommendation by others | 0 |
0%
|
16 | Availability of service providers | 0 |
0%
|
17 | Benefits from the loan | 0 |
0%
|
18 | Guarantee / security needed | 1 |
0.1%
|
19 | Commitment by the bank | 1 |
0.1%
|
20 | The bank where I have my savings | 0 |
0%
|
21 | My income / future income | 0 |
0%
|
23 | Advice given by service provider | 0 |
0%
|
24 | Reliability of service provider | 0 |
0%
|
25 | Bank charges / penalty fees | 3 |
0.2%
|
26 | Convenience | 0 |
0%
|
27 | Conditions to obtain a loan | 0 |
0%
|
28 | Type / purpose of loan | 0 |
0%
|
29 | No interest | 1 |
0.1%
|
30 | Religious reasons | 0 |
0%
|
95 | Others | 0 |
0%
|
96 | None | 0 |
0%
|
97 | Will not take any loan / Am not aware of loans | 0 |
0%
|
98 | Do not know | 0 |
0%
|
99 | Not specified | 0 |
0%
|
Sysmiss | 2635 |