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Enterprise Survey 2019

Bosnia and Herzegovina, 2019
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Reference ID
BIH_2019_ES_v01_M
Producer(s)
World Bank Group, European Bank for Reconstruction and Development, European Investment Bank
Metadata
DDI/XML JSON
Created on
Jan 19, 2021
Last modified
Jan 19, 2021
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Establishment Has A Line of Credit or Loan From A Financial Institution? (k8)

Data file: bosnia_and_herzegovina_2019_full_data

Overview

Valid: 362
Invalid: 0
Type: Discrete
Decimal: 0
Start: 1712
End: 1713
Width: 2
Range: -9 - 2
Format: Numeric

Questions and instructions

Literal question
K.8 At this time, does this establishment have a line of credit or a loan from a financial institution?
Categories
Value Category Cases
-9 Don't know (spontaneous) 10
2.8%
1 Yes 199
55%
2 No 153
42.3%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).
Question post text
If answer is Don't Know then go to question K.15d
If answer is Yes go to question K.9
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