| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 6 |
5.3%
|
| 1 | No need for a loan - establishment had sufficient capital | 24 |
21.1%
|
| 2 | Application procedures were complex | 11 |
9.6%
|
| 3 | Interest rates were not favorable | 36 |
31.6%
|
| 4 | Collateral requirements were too high | 7 |
6.1%
|
| 5 | Size of loan and maturity were insufficient | 3 |
2.6%
|
| 6 | Did not think it would be approved | 1 |
0.9%
|
| 7 | Other | 26 |
22.8%
|
| Sysmiss | 35 |