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FinScope Survey 2020, Financial Inclusion

Rwanda, 2019
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Reference ID
RWA_2019_RFS_v01_M
Producer(s)
Access to Finance Rwanda (AFR)
Metadata
DDI/XML JSON
Created on
Jan 19, 2021
Last modified
Jan 19, 2021
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13499
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Data file: FINSCOPE_DATA_2020.sav

FinScope 2020 household data

Cases: 12480
Variables: 1257

Variables

KB165_06
Used Bank card to_money transfers between your own bank accounts
KB165_07
Used Bank card to_money transfer to another person’s bank account
KB165_08
Used Bank card to_receive money from someone into a bank account
KB165_09
Used Bank card to_get a bank statement
KB165_10
Used Bank card to_buy airtime
KB165_11
Used Bank card to_other activities
KB166_01
Used USSD code to_cash a cheque
KB166_02
Used USSD code to_deposit cash into a bank account
KB166_03
Used USSD code to_deposit a cheque into a bank account
KB166_04
Used USSD code to_cash withdrawal from a bank account
KB166_05
Used USSD code to_pay people/bills using a cheque
KB166_06
Used USSD code to_money transfers between your own bank accounts
KB166_07
Used USSD code to_money transfer to another person’s bank account
KB166_08
Used USSD code to_receive money from someone into a bank account
KB166_09
Used USSD code to_get a bank statement
KB166_10
Used USSD code to_buy airtime
KB166_11
Used USSD code to_other activities
KB167_01
Used Other method to_cash a cheque
KB167_02
Used Other method to_deposit cash into a bank account
KB167_03
Used Other method to_deposit a cheque into a bank account
KB167_04
Used Other method to_cash withdrawal from a bank account
KB167_05
Used Other method to_pay people/bills using a cheque
KB167_06
Used Other method to_money transfers between your own bank accounts
KB167_07
Used Other method to_money transfer to another person’s bank account
KB167_08
Used Other method to_receive money from someone into a bank account
KB167_09
Used Other method to_get a bank statement
KB167_10
Used Other method to_buy airtime
KB167_11
Used Other method to_other activities
K16
Main reason why you do not have a bank account
K21A
Just to check, do you have a MFI account
K21B2
Have you used your MFI account this year
K21C
Main reason for you not using your MFI account
KM2_1D
MFI account helps manage your money better
K22
Main reason why you not have a bank account
K31A
Member of an U_SACCO or have an U_SACCO account
K31B2
Used U_SACCO account this year
K31C
Main reason for not using U_SACCO account
K31G
When you opened U_SACCO account, you had an account with a bank or a MFI
K31H
Closed any of these when you opened your U_SACCO account or became a member
K31I
When you opened your U_SACCO account, were you member of a saving or loan group
K31J
Gave up membership of these groups when you opened U_SACCO account
KS31K
SACCO account help you manage your money better
K32
Main reason why do not have a bank account
F11
Have used any of the following for for goods payment
F12
Usual payment mode for school fees
F13
Main payment mode for larger goods or appliances
F141
Prefer dealing with people than machines
F142
Prepared to learn how to use new technology
F143
Prefer to pay for goods and services in cash rather than using electronic means
FM1
Number of mobile phones owned by HH
FM2
Do you own a mobile phone
FM3
Do you use a mobile phone that belongs to someone else or shared
FM4
Statements best describing your experience with mobile money
FM5
Number of MoM accounts do you currently have
FM61
MoM is the only accessible one in my community
FM62
It is easy to register
FM63
It is cheap or most affordable
FM64
This is the most convenient
FM65
Practical to pay bills
FM66
I trust it
FM67
It helps me to keep money safe or to save
FM68
Other
FM69
Do not know
FM71
Service or Agent network was down
FM72
Inconsistent availability of agent
FM73
Difficulty operating the phone or using menu
FM74
Unclear transaction charges or fees
FM75
Agent float or cash availability
FM76
Contacting customer care
FM77
Sending to a wrong number
FM78
Family or friends stealing money
FM79
Other
FM710
None
F251
Tigo
F261
importannce of Tigo mobile account is to your finances
F252
MTN
F262
important of MTN mobile account is to your finances
F253
Other
F263
importannce the Other mobile account is to your finances
F2_12
How often do you use MoM
FM8
Does your MoM account help you manage your money better
F2_15
Main reason for not using MoM
L1A
belong to a savings groups such as a VSLA, SILC, tontine, ikimina
LI1B1
savings group supported any non-profit organisation
L1B21
partners: Government
L1B22
partners: CARE
L1B23
partners: CRS
L1B24
partners: World Vision
L1B25
partners: Other
L1B26
partners: None
L1C
If received formal training, how often do you meet with your facilitator
LI1D
How often do you use
LI1F
mainly mode of repayment or making contributions towards your group
L2_01
Lend money out to members when they need the money
L2_02
Lend out money to non-members when they want to borrow
L2_03
Give collected money to one member every month
L2_04
Keep the collected money for members and members can withdraw this money when th
L2_05
Keep the collected money for members and give to members after a certain period
L2_06
Buy assets as a group
L2_07
Buy assets for individual members
L2_08
Raise or save money for funerals for group members
L2_09
Raise or save money for other emergencies for group members
L2_10
Act as guarantor when members want to borrow money somewhere else
L2_11
Assist with funeral cost
L2_12
Put the collected funds into a financial institution such as a bank, MFI or SACC
L3A
What is the main reason why you belong to such a group/club
L3B1
more discipline in a group saving than others who don?t save regularly
L3B2
more discipline in a group saving than others because of trust
L3B3
more discipline in a group for quick repayment of borrowings than a loan from a
LI3
Does the group you belong to help you manage your money better
L4B1
Do not trust them
L4B2
They are too expensive
L4B3
Do not get regular income
L4B4
Don?t have money to save
L4B5
Don?t want to borrow
L4B6
Have lose money with them before
L4B7
Other
M1
Statement best describing your household situation
M201
Cattle
M202
Goats, sheep, pigs, etc.
M203
Other livestock
M204
Cash crops
M205
Fruit
M206
Vegetables
M207
Staples
M208
Roots
M209
Beans, peas, ground nuts
M210
Banana
M211
Macademia, Fresh beans
M212
Other
MF1
Household?s eating needs coming from the food that you grow
M5
Mainly get money to buy farming equipments
MF2
Used any of your assets to secure a loan for yourself or for someone
M4
Farm mostly for consumption or selling
MF3
Considered turning your farming activities into a small business
MF41
Don't have enough water
MF42
Land issues
MF43
Do not have collateral to acquire inputs
MF44
The market is too far away
MF45
Transport issues
MF46
There is no surplus to sell or low yields
MF47
Market price is too low
MF48
Other
MF5
Main challenges you face when selling your product or services
N2A01
Salary or wages from Government institution
N2A02
Salary or wages from a private business or company
N2A03
Salary or wages from a farmer
N2A04
Salary or wages from an individual
N2A05
Self_employed
N2A06
Money from farming
N2A07
Money from fishing
N2A08
Rental income
N2A09
Private pension
N2A10
Government pension
N2A11
Government or state grant or VUP grant or VUP cash transfer
N2A12
Government or state grant or VUP grant or VUP cash transfer
N2A13
Remittances
N2A14
Get money from household member
N2A15
Household member pays my expenses
N2A16
Piece work
N2A17
VUP public works
N2A18
Make goods to sell
N2A19
Sell something I grow
N2A20
Sell something I collect from nature
NI2B
On which of these do you rely most to make a living
N2B
How do you MOSTLY receive the money you get from
N2C
How do you receive the money you get from
NI1
Description of personal working status
NI2
How long you have been unemployed
NI3
Main perceived reason for not being employed
NI41
Participating in community projects
NI42
Had an internship or had a volunteered job in the past 12 months
NI43
Tried to start own business
NI44
Currently doing any course or training to improve job prospects
NI45
Belong to a political party
NI46
Having skills necessary to find a job
NI501
Visual Impairment or Seeing
NI502
Hearing Impairment
NI503
Communication
NI504
Movement activity
NI505
Moving around
NI506
Daily life activities
NI507
Intellectual disability or developmental delay
NI508
Learning difficulties
NI509
Mental illness or emotional disorder
NI510
Other
N2G01
Agriculture, forestry and fishing
N2G02
Mining and quarrying
N2G03
Manufacturing
N2G04
Electricity, gas, steam and air conditioning supply
N2G05
Water supply; sewerage, waste management and remediation activities
N2G06
Construction
N2G07
Wholesale and retail trade; repair of motor vehicles and motorcycles
N2G08
Transportation and storage
N2G09
Accommodation and food service activities
N2G10
Information and communication
N2G11
Financial and insurance activities
N2G12
Financial and insurance activities
N2G13
Professional, scientific and technical activities
N2G14
Administrative and support service activities
N2G15
Education
N2G16
Human health and social work activities
N2G17
Arts, entertainment and recreation
N2G18
Other service activities
N2H
Number of people employed in your business
NI6
Is the business that you own registered or has a license
NI7
Selling products as they are or process and add value to them
N4
Amount of money you get as an individual and as a household
N4A
Monthly personal total income
N4B
Annual total income
N5A
How would you mainly cover the costs for the wedding
N5B
How would you mainly cover the costs for the funeral
N5C
How would you mainly cover the costs for the medical emergency
N5D
How would you mainly cover the costs for the children's education
P101
Food and drink and other groceries
P201
How do you normally pay for Food and drink and other groceries
P102
Water or Electricity, paraffin, gas and other fuel
P202
How do you normally pay for Water or Electricity, paraffin, gas and other fuel
P103
Education
P203
How do you normally pay for Education
P104
Transport expenses
P204
How do you normally pay for Transport expenses
P105
Bond or home loan, credit card, car financing
P205
How do you normally pay for Bond or home loan, credit card, car financing
P106
Communication
P206
How do you normally pay for Communication
P107
Medical, health expenses
P207
How do you normally pay for Medical, health expenses
P108
Rental payments and rates, levies
P208
How do you normally pay for Rental payments
P109
Other debt repayments
P209
How do you normally pay for Other debt repayments
P110
Savings, investments and retirement
P210
How do you normally pay for Savings, investments and retirement
P111
Insurance and Funeral premium payments
P211
How do you normally pay for Insurance and Funeral premium payments
P112
Household furnishings, equipment and routine household maintenance
P212
How do you normally pay for Household furnishings
P113
Personal spending
P213
How do you normally pay for Personal spending
P114
Leisure, entertainment
P214
How do you normally pay for Leisure, entertainment
P115
Farming inputs
P215
How do you normally pay for Farming inputs
P116
Business inputs e.g. stock, macninery or equipment
P216
How do you normally pay for Business inputs
C1
Respondent is the head of HH
C1A
Age of head of HH
C1B
Gender of the head of HH
C1C
Education completed by the head of HH
C1D
Head of HH brings money into HH
C1E
People depending on HH income
C1F
Relationship to the head of HH
C2
Age of respondent
C3
Sex of respondent
C4A
Education completed
C4B
Marital Status
C4C
Disability
C4D
Type of Disability
C5A
Time of skipping meal
C5B
Time to go without medical treatment/medicine
C5C
Time not been able to send children to school
C5D
Time going without cash and make a plan for daily needs
C6A
Number of rooms
C6B
Number of rooms used for sleeping
C6C
People sleeping in this dwelling
C7
Setence describing your situation
C7A
How did you get the dwelling
C7B1
First major source of the money to buy or build the house
C7B2
Second major sources of money to buy or build the house
C7C
Owing money on the dwelling
C7D
Having a title deed for the land/plot where your dwelling is
C7E
Owning other dwellings
C8A
Never move and probably spend whole life in the dwelling
C8B
Dwelling is something to keep and never sell
C8C
Plan to sell this dwelling and buy a different one
C8D
Plan to move out of this dwelling and move to another one
C8E
Sell dwelling for need of large sum of money
C8F
Use of dwelling as security when borrowingmoney
C8G
Dwelling as an investment that increases in value over time
C8H
Dwelling as asset used to earn money
C8I
Having enlarged or plan to enlarge dwelling
C8J1
Loan from financial institution as source
C8J2
Borrow from money lender
C8J3
Borrow from savings group, tontine
C8J4
Borrowed from employer
C8J5
Borrow from family or friends
C8J6
Pension pay-out
C8J7
Use my or our savings
C9A1
Main materials used for the roof
C9A2
Main materials used for the walls
C9A3
Main materials used for the floor
C9B
Main source of drinking water for HH members
C10A
Shared toilet or not
C10B
Type of toilet facility mostly used
C11A
Main source of energy used for cooking
C11B
Main source of lighting
C1201
Owning Hoe, Axe, Sickle/Machete
C1202
Wheelbarrow
C1203
Plough/Ox Plough
Total: 1257
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