The current global youth population is the largest in history. Of the world’s 3 billion people estimated to be
under the age of 25, approximately 1.3 billion are between the ages of 15 and 24. This group is faced with
imminent poverty. Attempts to alleviate the youth from this poverty level have been carried out in as many
places as are the methods. For example, it is agreed that loans, by increasing family income, can help the youth
to accumulate their own capital and invest in employment-generating activities. However, as development takes
place, one question that arises is the extent to which credit can be offered to these youths to facilitate their
taking advantage of the developing entrepreneurial activities, which in turn can help in efforts to fight poverty
among them. This is because poverty among the youth is still prevalent. Under half of the 1.3 billion young
people live on less than two dollars a day. This state of affairs is particularly pronounced in developing
countries such as Kenya. In response to this the research sought to investigate the effects of microfinance
services on the financial empowerment of youth in Migori County in Kenya. Specifically, the researcher sought
to determine the effect of micro-finance services on savings by the youths, establish the effect of micro-finance
services on investments by youths and ascertain the effect of micro-finance on financial management skills of
youths in Migori County. The researcher targeted the 339 microfinance beneficiary youth groups and 513
microfinance beneficiary individual youths who had obtained financing from Kenya Youth Enterprise
Development Fund. The study followed a descriptive survey. Random and Purposive sampling approaches were
adopted to pick respondents from two clusters. Primary data was obtained using a self administered pretested
structured and semi structured questionnaire. Secondary data was obtained from published books, journal
articles and reports. Analysis was done using descriptive statistics involving measures of central tendency and
dispersion. Chi Square Model was used to establish relative levels of effect. ANOVA was used to compare the
effect of micro financing on savings, income levels and investments of the youth between and within groups. The
study showed that there is no significant relationship between microfinance services savings or investment
among the youth in the Migori County. However, a positive effect was revealed of microfinance services on
financial management skills. The study recommends that more training is necessary among the youth to enable
them understand the importance of microfinance services. It urges future researchers to investigate the effect of
the services on the financial empowerment among the youth over a period of time. These findings will help
those articulating youth policy issues and general micro financing practice. It will also excite academicians.