Poverty and access to microfinance with gender dimension

Type Conference Paper
Title Poverty and access to microfinance with gender dimension
Author(s)
Publication (Day/Month/Year) 2003
URL http://dirp3.pids.gov.ph/ris/pdf/pidsdps0307.pdf
Abstract
This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial institutions (COFIs) and non-beneficiaries; comparison between male-headed and female-headed households; comparison between maleheaded and female-headed beneficiary households; and comparison between male-headed and female-headed non-beneficiary households. Results show that there is a large disparity in poverty incidence between COFI beneficiaries and non-beneficiaries while the results on the comparison between maleheaded and female-headed households reveal that there is hardly any difference between these two groups. Among COFI beneficiaries, femaleheaded households appear to be poorer than male-headed households while among non-beneficiaries, male-headed households appear to be poorer than female-headed households.

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