| Value | Category | Cases | |
|---|---|---|---|
| 1 | No need | 632 |
47.7%
|
| 2 | Was refused | 4 |
0.3%
|
| 3 | Lack of access | 139 |
10.5%
|
| 4 | Concerned about not being accepted | 32 |
2.4%
|
| 5 | Lack of collateral | 13 |
1%
|
| 6 | High transaction costs | 42 |
3.2%
|
| 7 | Do not want to offer collateral | 44 |
3.3%
|
| 8 | No not want to have debts | 410 |
30.9%
|
| 9 | Other, specify | 9 |
0.7%
|
| Sysmiss | 598 |