Home / Central Data Catalog / ETH_2018-2021_WEDP-IE_V01_M
central

Psychometric Credit Scoring as an Alternative to Collateral for Women Entrepreneurs in Ethiopia - Baseline and Endline Surveys 2021
Randomized Controlled Trial Impact Evaluation

Ethiopia, 2018 - 2021
Get Microdata
Reference ID
ETH_2018-2021_WEDP-IE_v01_M
Producer(s)
Salman Alibhai, Rachel Cassidy, Markus Goldstein, Sreelakshmi Papineni
Metadata
DDI/XML JSON
Created on
May 30, 2023
Last modified
May 30, 2023
Page views
14830
Downloads
208

Data file: ethiopia_psychometrics_endline

Psychometric Credit Scoring as an Alternative to Collateral for Women Entrepreneurs in Ethiopia - Endline Survey Data 2021

Cases: 324
Variables: 598

Variables

uniqueid
Unique ID for the respondent
wedp_0_1
Branch
wedp_0_2
Enumerator name
wedp_0_4
Q1: Enumerator: Please enter the PSI_ID which is on your hand?
wedp_0_5
Please confirm the respondent name is ${resp_name} ?
wedp_0_6a
Do you have any questions before we start?
wedp_0_6b
Do you understand the information I have given?
wedp_0_7
Does the respondent consent to be verbally interviewed?
wedp_1_4
4. Where does the interview take place?
wedp_1_4oth
4: Specify, where does the interview take place?
wedp_1_5
5: Age of ${WEDP_1_1}
wedp_1_6
6: Where was ${WEDP_1_1} born?
wedp_1_7
7: What is ${WEDP_1_1} marital status?
wedp_1_8
8: Who is the head of the household? (Do not read out responses))
wedp_1_9
Household size
wedp_1_10
10: How many people in your household work?
wedp_1_11
11: How many females in your household work?
wedp_1_12
12: Do you yourself work? [Include part-time and full time; include employment,
wedp_1_13
13. Do you have children?
wedp_1_14
14: How many children do you have?
wedp_1_15a
Less than 5 years of age
wedp_1_15b
Between 5 and 18 years old
wedp_1_15c
Above 18 years old
wedp_1_16
16. Who mainly looks after your children when you are working?
wedp_1_17
17. Are you the main income earner?
wedp_1_18
18. HOUSEHOLD INCOME
wedp_1_19
19. FEMALE HOUSEHOLD INCOME
wedp_1_20
20: On a typical day, how many hours per day do you spend on wprk for pay
wedp_1_21
21: On a typical day, how many hours per day do you spend on care activities
wedp_1_22
22: On a typical day, how many hours does your spouse spend on work for pay
wedp_1_23
23: On a typical day, how many hours per day does your spouse spend on care
wedp_1_24
24: If a woman earns more money than her husband, it’s certain to cause problems
wedp_1_25
25. Out of 10 of your neighbors, how many agree with the statement?
wedp_2_01
NAME OF THE ENTERPRISE registered with the WEDP program
wedp_2_02
Business sector
wedp_2_03
Business Area Name
wedp_2_1
1: Is this ${enterprise_name} in ${sector} still in operation?
wedp_2_2d
Days
wedp_2_2m
Months
wedp_2_2y
Years
wedp_2_3
3: What was the main reason you closed the business ${enterprise_name}?
wedp_2_3_1
Reason Business closed: Coronavirus legislation
wedp_2_3_2
Reason Business closed: Found job
wedp_2_3_3
Reason Business closed: Inadequate funds
wedp_2_3_4
Reason Business closed: Not enough customers
wedp_2_3_5
Reason Business closed: Too much competition
wedp_2_3_6
Reason Business closed: Not the right skills
wedp_2_3_7
Reason Business closed: Could not manage finances
wedp_2_3_8
Reason Business closed: Started another business
wedp_2_3_9
Reason Business closed: Sold business
wedp_2_3_10
Reason Business closed: Stay home for care duties
wedp_2_3_11
Reason Business closed: Supplier problems
wedp_2_3_12
Reason Business closed: A family member took over
wedp_2_3_13
Reason Business closed: Owner was ill
wedp_2_3_14
Reason Business closed: Pregnancy or new baby
wedp_2_3_15
Reason Business closed: Damaged due to political unrest
wedp_2_3_16
Reason Business closed: Uncertainty due to political climate
wedp_2_3_17
Reason Business closed: Disaster that destroyed business
wedp_2_3_18
Reason Business closed: Other reason
wedp_2_3oth
3: Specify, What was the main reason you closed the business?
wedp_2_4
Reason is coronavirus
wedp_2_5a
5a: What is your first main economic activity now?
wedp_2_5aoth
5a: Specify, What is your first main economic activity now?
wedp_2_5b
5b: What is your second main economic activity now?
wedp_2_5c
5c: What is your third main economic activity now?
wedp_2_5e
5e: What is your fifth main economic activity now? If doing more than one activi
wedp_2_6
6: What is the main reason that you are no longer operating a business?
wedp_2_6oth
6: Specify, What is the main reason that you are no longer operating a business?
wedp_2_7
7: Is this ${enterprise_name} your main current business?
wedp_2_7a
What is the name of your main business?
wedp_2_8c
8: What is the address of your main enterprise? City
sub_aa
8: What is the address of your main enterprise? Sub-city
woreda_aa
8: What is the address of your main enterprise? Woreda
sub_ad
8: a. In which subcity is your business located in(ADAMA)
keb_ad
8: b. In which Kebele is your business located in(ADAMA)
wedp_2_9
9: What is the common name of the area where your main business is situated?
wedp_2_10
10: Please give directions to find your enterprise.
wedp_2_11
11: In which industry does your main business operate?
wedp_2_12
What type of business do you have?
wedp_2_13
13: What is your sub-sector of operation?
wedp_2_13oth
13: Specify, What is your sub-sector of operation?
wedp_2_14y
Years
wedp_2_14m
Months
wedp_2_15
15: What was the primary reason that you started or joined this business?
wedp_2_16
16: How many businesses have you owned in your life?
wedp_2_17
17: For how many years have you been a business owner – this means, for how many
wedp_2_18
18: Please select your relationship to the current main business
wedp_2_19
19: Is this business owned by you, someone else, or you together with somebody e
wedp_2_20
20: What percentage of this main business do you own?
wedp_2_21
21: Who is the main owner of this business?
wedp_2_22
22: What is the gender of the main business owner?
wedp_2_23
Max amount able to borrow in 2 weeks
wedp_2_24a
Where would you borrow from? - 1st pick
wedp_2_24aoth
24: Specify, If you’re faced with that situation of needing that money in 2 week
wedp_2_24b
Where would you borrow from? - 2nd pick
wedp_2_24both
24: Specify, If you’re faced with that situation of needing that money in 2 week
wedp_2_25
25: What is the total profits your main business earned in the year 2013 (in ETB
wedp_2_26
26: Do sales show a seasonal pattern?
wedp_2_26_1
Do sales show a seasonal pattern:Highest during rainy season
wedp_2_26_2
Do sales show a seasonal pattern:Highest after rainy season
wedp_2_26_3
Do sales show a seasonal pattern:Lowest during rainy season
wedp_2_26_4
Do sales show a seasonal pattern:Highest before rainy season
wedp_2_26_5
Do sales show a seasonal pattern:Lowest after rainy season
wedp_2_26_6
Do sales show a seasonal pattern:Highest in holiday season
wedp_2_26_7
Do sales show a seasonal pattern:Other pattern
wedp_2_26_8
Do sales show a seasonal pattern:No pattern
wedp_2_26both
26: Specify, Do sales show a seasonal pattern?
wedp_2_27
27: What were the main business’ total SALES in the last 30 days? By this we mea
wedp_2_28
28. Sales change over the last year
wedp_2_29
29: What were the business’ total COSTS in the LAST 30 DAYS? By this we mean the
wedp_2_30
30: What were the approximate amounts spent on Salaries of workers in the last 3
wedp_2_31
31: Outside of any regular fixed salary, how much did you take from business rev
wedp_2_32
32: What are the PROFITS received from your main business in the past 30 days? (
wedp_2_33
33: ASSETS: How much would you estimate is the value of your main businesses’ as
wedp_2_34
34: Do you own any equipment or machinery in your main business?
wedp_2_35
35: CAPITAL STOCK What is the replacement value of all your owned equipment and
wedp_2_36
36: CAPITAL STOCK Do you currently rent out equipment and machinery?
wedp_2_37
37: CAPITAL STOCK What is the replacement value of all your rented out equipment
wedp_2_38
38: Does your business have any inventory stocks? (That is, final goods for sale
wedp_2_39
39: INVENTORY STOCK ONLY ASK IF RESPONDENT OFFERS PRODUCTS: What is the value of
wedp_2_40
40: Does your business use any RAW MATERIALS? (i.e. product components and raw m
wedp_2_41
41: RAW MATERIALS ONLY ASK IF RESPONDENT OFFERS PRODUCTS: What is the value of y
wedp_2_42
42. What were sales pre-COVID?
wedp_2_43
43: When this business first started, where did most of the start-up capital for
wedp_2_43_1
Startup capital came from:own savings
wedp_2_43_2
Startup capital came from:spouse's savings
wedp_2_43_3
Startup capital came from:ROSACA type savings
wedp_2_43_4
Startup capital came from:Family inheritance
wedp_2_43_5
Startup capital came from:Remittance
wedp_2_43_6
Startup capital came from:Gift from relatives
wedp_2_43_7
Startup capital came from:NGO assistance
wedp_2_43_8
Startup capital came from:Govt assistance
wedp_2_43_9
Startup capital came from:Loan from parents
wedp_2_43_10
Startup capital came from:Loan from siblings
wedp_2_43_11
Startup capital came from:Loan from friends
wedp_2_43_12
Startup capital came from:Loan from other businesses
wedp_2_43_13
Startup capital came from:Loan from informal money lender
wedp_2_43_14
Startup capital came from:Loan from MFI
wedp_2_43_15
Startup capital came from:Loan from banks
wedp_2_43_16
Startup capital came from:Other
wedp_2_43_17
Startup capital came from:Don't know
wedp_2_44
44: How much was the starting capital for the main business (includes equipment
wedp_2_45
45: How many employees does this business have? (Full-time + part-time + tempora
wedp_2_46
46: How many employees has this business HIRED in the past 12 months?
wedp_2_47
47: How many employees have LEFT this business in the past 12 months?
wedp_2_47a
47.a: How many employees were FIRED from this business in the past 12 months?
wedp_2_48
48: What was the most important reason for worker departure in the past 12 month
wedp_2_48oth
48: Specify, What was the most important reason for worker departure in the past
wedp_2_49
49: How many hours do you personally work for your business in a typical week? (
wedp_2_50
50: Has the amount of hours that you work in the business per week changed over
wedp_2_51
51: Do you have written contracts for your employees? (Any of them.)
wedp_2_52
52: How many of your employees are from another owners' family?
wedp_2_53
53: How many of your employees are unpaid?
wedp_2_54
54: How many of your employees are part-time workers?
wedp_2_55
55: How many hours in a day do your employees typically work on average?
wedp_2_56
56: How many days in the week do your employees typically work on average?
wedp_2_57
57: Do you keep financial records or accounts for this business?
wedp_2_58
58: Has your business advertised/ have you made people aware of your business th
wedp_2_58_1
Advertised business using:Newspaper/magazine/billboard
wedp_2_58_2
Advertised business using:Business cards/flyers
wedp_2_58_3
Advertised business using:Loud speakers
wedp_2_58_4
Advertised business using:Brokers
wedp_2_58_5
Advertised business using:Online
wedp_2_58_6
Advertised business using:Other,specify
wedp_2_58_7
Advertised business using:None
wedp_2_58oth
58: Specify, Has your business advertised/ have you made people aware of your bu
wedp_2_59
59: Which of the following digital tools and services do you use for your busine
wedp_2_59_1
Digital tool used:None
wedp_2_59_2
Digital tool used:Sell products online
wedp_2_59_3
Digital tool used:Buy inputs online
wedp_2_59_4
Digital tool used:Accept electronic payments
wedp_2_59_5
Digital tool used:Use a POS terminal in the business
wedp_2_59_6
Digital tool used:Advertise online
wedp_2_59_7
Digital tool used:Other
wedp_2_60a
60a: What is the top first challenges that you face in this business? Top 1 chal
wedp_2_60aoth
60a: Specify, What is the top first challenges that you face in this business? T
wedp_2_60b
60b: What is the top second challenges that you face in this business? Top 2 cha
wedp_2_60both
60b: Specify, What is the top second challenges that you face in this business?
wedp_2_60c
60c: What is the top third challenges that you face in this business? Top 3 chal
wedp_3_1
1: Do you manage or own any other businesses?
oth_business
1.a: How many other business do you mange or own?
wedp_3_2_1
2: In which industry does your other business operate?
wedp_3_3_1
3: What type of business do you have? If your business operations are a mixture
wedp_3_4_1
4: What is your sub-sector of operation?
wedp_3_4oth_1
4: Specify, What is your sub-sector of operation?
wedp_3_5y_1
Years
wedp_3_5m_1
Months
wedp_3_6_1
6: What was the primary reason that you started or joined this business ${busin
wedp_3_6_1_1
Started business because of:Household needed money
wedp_3_6_2_1
Started business because of:Wanted to make more money
wedp_3_6_3_1
Started business because of:Did not have a better wage alternative
wedp_3_6_4_1
Started business because of:Lost previous job
wedp_3_6_5_1
Started business because of:Wanted to continue family business
wedp_3_6_6_1
Started business because of:Previous experience as a worker inthis sector
wedp_3_6_7_1
Started business because of:Previous experience as an apprentice inthis sector
wedp_3_6_8_1
Started business because of:I took a related training course
wedp_3_6_9_1
Started business because of:Received subsidy to start business
wedp_3_6_10_1
Started business because of:Local captital requirements
wedp_3_6_11_1
Started business because of: Allows work life balance
wedp_3_6_12_1
Started business because of:Saw a market opportunity
wedp_3_6_13_1
Started business because of:Wanted to be my own boss
wedp_3_6_14_1
Started business because of:Previous business not successful
wedp_3_6_15_1
Started business because of:Wanted to benefit from my hobby
wedp_3_6_16_1
Started business because of:Post retirement source of income
wedp_3_6_17_1
Started business because of:Other
wedp_3_7_1
7: Is there a relationship or strategy between this ${business_name} business a
wedp_3_8_1
8: Please select your relationship to this ${business_name} business:
wedp_3_9_1
9: Is this ${business_name} business owned by you, someone else, or you togethe
wedp_3_10_1
10: What percentage of the ${business_name} business do you own?
wedp_3_11_1
11: Who is the main owner of this ${business_name} business?
wedp_3_12_1
12: What is the gender of the main business ${business_name} owner?
wedp_3_13_1
13: What is the total profits your business ${business_name} earned in the year
wedp_3_14_1
14: Do sales show a seasonal pattern?
wedp_3_14_1_1
Do sales show a seasonal pattern: Highest during rainy season
wedp_3_14_2_1
Do sales show a seasonal pattern: Highest after rainy season
wedp_3_14_3_1
Do sales show a seasonal pattern: Lowest during rainy season
wedp_3_14_4_1
Do sales show a seasonal pattern: Highest before rainy season
wedp_3_14_5_1
Do sales show a seasonal pattern: Lowest after rainy season
wedp_3_14_6_1
Do sales show a seasonal pattern: Highest during holiday season
wedp_3_14_7_1
Do sales show a seasonal pattern: Other pattern
wedp_3_14_8_1
Do sales show a seasonal pattern: No pattern
wedp_3_14oth_1
14: Specify, Do sales show a seasonal pattern?
wedp_3_15_1
15: What were the business’ ${business_name} total SALES in the last 30 days? B
wedp_3_16_1
16: Comparing your ${business_name} business sales for the last 30 days (in 202
wedp_3_17_1
17: What were the ${business_name} business’ total COSTS in the LAST 30 DAYS? B
wedp_3_18_1
18: What were the approximate amounts spent just on Salaries of Workers in the l
wedp_3_19_1
19: Outside of any regular fixed salary, how much did you take from ${business_
wedp_3_20_1
20: What are the PROFITS received from your ${business_name} business in the pa
wedp_3_21_1
21: ASSETS: How much would you estimate is the value of your ${business_name} b
wedp_3_22_1
22: Do you own any equipment or machinery in your ${business_name} business?
wedp_3_23_1
23: CAPITAL STOCK What is the replacement value of all your owned equipment and
wedp_3_24_1
24: CAPITAL STOCK Do you currently rent out equipment and machinery?
wedp_3_26_1
26: Does your ${business_name} business have any inventory stocks? (That is, fi
wedp_3_27_1
27: INVENTORY STOCK ONLY ASK IF RESPONDENT OFFERS PRODUCTS: What is the value of
wedp_3_28_1
28: Does your ${business_name} business use any RAW MATERIALS? (i.e. product co
wedp_3_29_1
29: RAW MATERIALS ONLY ASK IF RESPONDENT OFFERS PRODUCTS:What is the value of yo
wedp_3_30_1
30. What were sales pre-COVID?
wedp_3_31_1
31: When this ${business_name} business first started, where did most of the st
wedp_3_31_1_1
Startup capital came from:own savings
wedp_3_31_2_1
Startup capital came from:spouse's savings
wedp_3_31_3_1
Startup capital came from:ROSACA type savings
wedp_3_31_4_1
Startup capital came from:Family inheritance
wedp_3_31_5_1
Startup capital came from:Remittance
wedp_3_31_6_1
Startup capital came from:Gift from relatives
wedp_3_31_7_1
Startup capital came from:NGO assistance
wedp_3_31_8_1
Startup capital came from:Govt assistance
wedp_3_31_9_1
Startup capital came from:Loan from parents
wedp_3_31_10_1
Startup capital came from:Loan from siblings
wedp_3_31_11_1
Startup capital came from:Loan from friends
wedp_3_31_12_1
Startup capital came from:Loan from other businesses
wedp_3_31_13_1
Startup capital came from:Loan from informal money lender
wedp_3_31_14_1
Startup capital came from:Loan from MFI
wedp_3_31_15_1
Startup capital came from:Loan from banks
wedp_3_31_16_1
Startup capital came from:Other
wedp_3_31_17_1
Startup capital came from:Don't know
wedp_3_32_1
32: How much was the starting capital for the ${business_name} business (includ
wedp_3_33_1
33: How many employees does this ${business_name} business have? (Full-time + p
wedp_3_34_1
34: How many employees has this ${business_name} business HIRED in the past 12
wedp_3_35_1
35: How many employees have LEFT this ${business_name} business in the past 12
wedp_3_36_1
36: What was the most important reason for worker departure in the past 12 month
wedp_3_36oth_1
36: Specify, What was the most important reason for worker departure in the past
wedp_3_37_1
37: How many hours do you personally work for your ${business_name} business in
wedp_3_38_1
38: Has the amount of hours that you work in the ${business_name} business per
wedp_3_2_2
2: In which industry does your other business operate?
wedp_3_3_2
3: What type of business do you have? If your business operations are a mixture
wedp_3_4_2
4: What is your sub-sector of operation?
wedp_3_5y_2
Years
wedp_3_5m_2
Months
wedp_3_6_2
6: What was the primary reason that you started or joined this business ${busin
wedp_3_6_1_2
Started business because of:Household needed money
wedp_3_6_2_2
Started business because of:Wanted to make more money
wedp_3_6_3_2
Started business because of:Did not have a better wage alternative
wedp_3_6_4_2
Started business because of:Lost previous job
wedp_3_6_5_2
Started business because of:Wanted to continue family business
wedp_3_6_6_2
Started business because of:Previous experience as a worker inthis sector
wedp_3_6_7_2
Started business because of:Previous experience as an apprentice inthis sector
wedp_3_6_8_2
Started business because of:I took a related training course
wedp_3_6_9_2
Started business because of:Received subsidy to start business
wedp_3_6_10_2
Started business because of:Local captital requirements
wedp_3_6_11_2
Started business because of: Allows work life balance
wedp_3_6_12_2
Started business because of:Saw a market opportunity
wedp_3_6_13_2
Started business because of:Wanted to be my own boss
wedp_3_6_14_2
Started business because of:Previous business not successful
wedp_3_6_15_2
Started business because of:Wanted to benefit from my hobby
wedp_3_6_16_2
Started business because of:Post retirement source of income
wedp_3_6_17_2
Started business because of:Other
wedp_3_7_2
7: Is there a relationship or strategy between this ${business_name} business a
wedp_3_8_2
8: Please select your relationship to this ${business_name} business:
wedp_3_9_2
9: Is this ${business_name} business owned by you, someone else, or you togethe
wedp_3_11_2
11: Who is the main owner of this ${business_name} business?
wedp_3_12_2
12: What is the gender of the main business ${business_name} owner?
wedp_3_13_2
13: What is the total profits your business ${business_name} earned in the year
wedp_3_14_2
14: Do sales show a seasonal pattern?
wedp_3_14_1_2
Do sales show a seasonal pattern: Highest during rainy season
wedp_3_14_2_2
Do sales show a seasonal pattern: Highest after rainy season
wedp_3_14_3_2
Do sales show a seasonal pattern: Lowest during rainy season
wedp_3_14_4_2
Do sales show a seasonal pattern: Highest before rainy season
wedp_3_14_5_2
Do sales show a seasonal pattern: Lowest after rainy season
wedp_3_14_6_2
Do sales show a seasonal pattern: Highest during holiday season
wedp_3_14_7_2
Do sales show a seasonal pattern: Other pattern
Total: 598
Back to Catalog