| Value | Category | Cases | |
|---|---|---|---|
| 1 | Insufficient income | 81 |
24.3%
|
| 2 | Insufficient collateral | 93 |
27.9%
|
| 3 | Problems related to debts history | 44 |
13.2%
|
| 4 | Unclear purpose of the loan | 48 |
14.4%
|
| 5 | Poor financial status of financial institution | 67 |
20.1%
|
| Sysmiss | 10333 |