| Value | Category | Cases | |
|---|---|---|---|
| 1 | To get the money as soon as possible | 96 | 
                                                                 
                                    
                                    48.7%
                                 
                                                             | 
                                                        
                    
| 2 | Low interest rate | 44 | 
                                                                 
                                    
                                    22.3%
                                 
                                                             | 
                                                        
                    
| 3 | Suitable repayment period | 9 | 
                                                                 
                                    
                                    4.6%
                                 
                                                             | 
                                                        
                    
| 4 | Affordable monthly instalments | 13 | 
                                                                 
                                    
                                    6.6%
                                 
                                                             | 
                                                        
                    
| 5 | Flexibility of repayment terms | 10 | 
                                                                 
                                    
                                    5.1%
                                 
                                                             | 
                                                        
                    
| 6 | No checking of credit history | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| 7 | No proof of employment required | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| 8 | Quality of service provided | 10 | 
                                                                 
                                    
                                    5.1%
                                 
                                                             | 
                                                        
                    
| 9 | No collateral required | 3 | 
                                                                 
                                    
                                    1.5%
                                 
                                                             | 
                                                        
                    
| 10 | Past experience with the financial provider | 1 | 
                                                                 
                                    
                                    0.5%
                                 
                                                             | 
                                                        
                    
| 11 | Lender not concerned about the purpose of the loan | 1 | 
                                                                 
                                    
                                    0.5%
                                 
                                                             | 
                                                        
                    
| 12 | Distance/nearness to the lender | 6 | 
                                                                 
                                    
                                    3%
                                 
                                                             | 
                                                        
                    
| 13 | Other | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| 98 | 4 | 
                                                                 
                                    
                                    2%
                                 
                                                             | 
                                                        
                    |
| Sysmiss | 12283 |