| Value | Category | Cases | |
|---|---|---|---|
| 11 | Applied for loan but was refused | 111 |
5.1%
|
| 12 | Applied and waiting for response | 30 |
1.4%
|
| 13 | Believed would be refused | 446 |
20.6%
|
| 14 | No need for loan | 970 |
44.8%
|
| 15 | Too expensive | 40 |
1.8%
|
| 16 | Too much trouble for what it is worth | 46 |
2.1%
|
| 17 | Inadequate collateral | 76 |
3.5%
|
| 18 | Do not like to be in debt | 143 |
6.6%
|
| 19 | Do not know any lender | 39 |
1.8%
|
| 20 | Fear not be able to pay | 259 |
12%
|
| 21 | Other/ specify | 6 |
0.3%
|
| Sysmiss | 1279 |