| Value | Category | Cases | |
|---|---|---|---|
| 1 | No need for credit | 8 |
20%
|
| 2 | Do not want to have debt | 11 |
27.5%
|
| 3 | Fees and interest rate too high | 2 |
5%
|
| 4 | Prefer to borrow from other institution/person | 0 |
0%
|
| 5 | Do not meet program criteria (e.g. age restriction) | 5 |
12.5%
|
| 6 | Not allowed by family member/husband/boyfriend | 14 |
35%
|
| 7 | Other, specify | 0 |
0%
|
| Sysmiss | 3152 |