| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 4 |
1.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 235 |
86.4%
|
| 2 | Application procedures were complex | 3 |
1.1%
|
| 3 | Interest rates were not favorable | 13 |
4.8%
|
| 4 | Collateral requirements were too high | 7 |
2.6%
|
| 5 | Size of loan and maturity were insufficient | 2 |
0.7%
|
| 6 | Did not think it would be approved | 3 |
1.1%
|
| 7 | Other | 5 |
1.8%
|
| Sysmiss | 79 |