| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 4 |
0.7%
|
| 1 | No need for a loan - establishment had sufficient capital | 212 |
39.1%
|
| 2 | Application procedures were complex | 63 |
11.6%
|
| 3 | Interest rates were not favorable | 45 |
8.3%
|
| 4 | Collateral requirements were too high | 95 |
17.5%
|
| 5 | Size of loan and maturity were insufficient | 21 |
3.9%
|
| 6 | Did not think it would be approved | 13 |
2.4%
|
| 7 | Other | 89 |
16.4%
|
| Sysmiss | 107 |