| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 0 |
0%
|
| 1 | No need for a loan - establishment had sufficient capital | 26 |
18.1%
|
| 2 | Application procedures were complex | 19 |
13.2%
|
| 3 | Interest rates were not favorable | 30 |
20.8%
|
| 4 | Collateral requirements were too high | 40 |
27.8%
|
| 5 | Size of loan and maturity were insufficient | 1 |
0.7%
|
| 6 | Did not think it would be approved | 3 |
2.1%
|
| 7 | Other | 25 |
17.4%
|
| Sysmiss | 18 |