| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 165 |
81.3%
|
| 2 | Application procedures were complex | 2 |
1%
|
| 3 | Interest rates were not favorable | 13 |
6.4%
|
| 4 | Collateral requirements were too high | 13 |
6.4%
|
| 5 | Size of loan and maturity were insufficient | 1 |
0.5%
|
| 6 | Did not think it would be approved | 1 |
0.5%
|
| 7 | Other | 7 |
3.4%
|
| Sysmiss | 102 |