| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 17 |
2.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 368 |
63%
|
| 2 | Application procedures were complex | 36 |
6.2%
|
| 3 | Interest rates were not favorable | 82 |
14%
|
| 4 | Collateral requirements were too high | 14 |
2.4%
|
| 5 | Size of loan and maturity were insufficient | 20 |
3.4%
|
| 6 | Did not think it would be approved | 8 |
1.4%
|
| 7 | Other | 39 |
6.7%
|
| Sysmiss | 444 |