| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 79 |
12.6%
|
| 1 | No need for a loan - establishment had sufficient capital | 356 |
56.6%
|
| 2 | Application procedures were complex | 30 |
4.8%
|
| 3 | Interest rates were not favorable | 45 |
7.2%
|
| 4 | Collateral requirements were too high | 11 |
1.7%
|
| 5 | Size of loan and maturity were insufficient | 61 |
9.7%
|
| 6 | Did not think it would be approved | 11 |
1.7%
|
| 7 | Other | 36 |
5.7%
|
| Sysmiss | 369 |