| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.8%
|
| 1 | No need for a loan - establishment had sufficient capital | 33 |
13%
|
| 2 | Application procedures were complex | 46 |
18.2%
|
| 3 | Interest rates were not favorable | 41 |
16.2%
|
| 4 | Collateral requirements were too high | 39 |
15.4%
|
| 5 | Size of loan and maturity were insufficient | 7 |
2.8%
|
| 6 | Did not think it would be approved | 20 |
7.9%
|
| 7 | Other | 65 |
25.7%
|
| Sysmiss | 111 |