| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 3 |
1.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 172 |
86.9%
|
| 2 | Application procedures were complex | 3 |
1.5%
|
| 3 | Interest rates were not favorable | 2 |
1%
|
| 4 | Collateral requirements were too high | 4 |
2%
|
| 5 | Size of loan and maturity were insufficient | 0 |
0%
|
| 6 | Did not think it would be approved | 6 |
3%
|
| 7 | Other | 8 |
4%
|
| Sysmiss | 70 |