| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 17 |
1.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 435 |
48.9%
|
| 2 | Application procedures were complex | 11 |
1.2%
|
| 3 | Interest rates were not favorable | 266 |
29.9%
|
| 4 | Collateral requirements were too high | 70 |
7.9%
|
| 5 | Size of loan and maturity were insufficient | 26 |
2.9%
|
| 6 | Did not think it would be approved | 27 |
3%
|
| 7 | Other | 38 |
4.3%
|
| Sysmiss | 118 |