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    Home / Central Data Catalog / USA_1990_PHC_V01_M_V7.5_A_IPUMS / variable [H]
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1990 Census of Population and Housing - IPUMS Subset

United States, 1990
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Reference ID
USA_1990_PHC_v01_M_v7.5_A_IPUMS
Producer(s)
U.S. Census Bureau, IPUMS
Metadata
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Created on
Sep 03, 2025
Last modified
Sep 03, 2025
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5463
  • Study Description
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  • USA1990_PHC-H-H.dat
  • USA1990_PHC-P-H.dat

Mortgage status (US1990A_MORTGAGE)

Data file: USA1990_PHC-H-H.dat

Overview

Type: Discrete
Decimal: 0
Start: 189
End: 189
Width: 1
Range: -
Format: Numeric

Questions and instructions

Literal question
<svar a=" US90A026" v=" US90A026 US90A027"><span class="em">H4. Is this house or apartment</span>--<br /><div class="i1">[] Owned by you or someone in this household with a mortgage or loan?<br />[] Owned by you or someone in this household free and clear (without a mortgage)?<br />[] Rented for cash rent?<br />[] Occupied without payment of cash rent?</div><br /><br />[Housing is owned if the owner or co-owner lives in it. Mark owned by you or someone in this household with a mortgage or loan if the house, apartment, or mobile home is mortgaged or there is a contract to purchase. Mark owned by you or someone in this household free and clear (without a mortgage) if there is no mortgage or other debt. If the house, apartment, or mobile home is owned but the land is rented, mark this question to show the status of the house, apartment, or mobile home. Mark rented for cash rent if any money rent is paid, even if the rent is paid by persons who are not members of your household, or by a federal, state, or local government agency. Mark occupied without payment of cash rent if the unit is not owned or being bought by the occupants and if money rent is not paid or contracted. The unit may be owned by friends or relatives who live elsewhere and who allow occupancy without charge. A house or apartment may be provided as part of wages or salary. Examples are: caretaker's or janitor's house or apartment; parsonages; tenant farmer or sharecropper houses for which the occupants do not pay cash rent; or military housing.]<br /></svar></p>

<p><svar a="all" v="US90A027"><span class="em">H23a. Do you have a mortgage, deed of trust, contract to purchase, or similar debt on this property? </span><br /><div class="i1">[] Yes, mortgage, deed of trust, or similar debt -- [Go on to question H23b]<br />[] Yes, contract to purchase -- [Go on to question H23b]<br />[] No -- [Go on to question H24a]</div><br /><br />[The word mortgage is used as a general term to indicate all types of loans that are secured by real estate.]<br /></svar>
Categories
Value Category
0 NIU (not in universe)
1 No, owned free and clear
3 Yes, mortgaged/ deed of trust or similar debt
4 Yes, contract to purchase
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Description

Definition
This variable indicates whether an owner-occupied dwelling was owned free and clear or was encumbered by a mortgage, loan, or other type of debt.
Universe
United States 1990: Owner-occupied single-unit houses, mobile homes, and condominiums; not group quarters [not verifiable]

concept

Concept
var_concept.title Vocabulary
Household Economic Variables -- HOUSEHOLD IPUMS
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