The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Albania, Algeria, Argentina...and 137 more, 2024

Get Microdata

Reference ID

WLD_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Made a utility payment using a bank account (fin31a)

Data file: findex_microdata_2025_labelled_update112425

Overview

Valid: 46048

Invalid: 98042

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, have you, personally, made payments for electricity, water, or trash collection using an account at a bank or similar financial institution?

Categories

Value	Category	Cases
1	Yes	12558	27.3%
2	No	33333	72.4%
3	Don't know	110	0.2%
4	Refused	47	0.1%
Sysmiss		98042

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin30 = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

Back to Catalog