The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Albania, Algeria, Argentina...and 137 more, 2024

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Reference ID

WLD_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Borrowed from a formal bank or similar financial institution (fin22a)

Data file: findex_microdata_2025_labelled_update112425

Overview

Valid: 102954

Invalid: 41136

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, have you borrowed any money from a bank or a similar financial institution?

Categories

Value	Category	Cases
1	Yes	10457	10.2%
2	No	92187	89.5%
3	Don't know	120	0.1%
4	Refused	190	0.2%
Sysmiss		41136

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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